Average sale prices · HM Land Registry / UK HPI
The average property in Cardiff sells for £268,463, up slightly (1.0%) over the past year. Prices have grown from around £49k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Cardiff costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Cardiff is £1,154, up 5.6% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cardiff price of £268,463 with a 25% deposit (£67k), a 2-year fixed mortgage at 3.97% costs around £1,059 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,059) are £95 less than renting (£1,154). However, buying requires an upfront deposit of £67k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, BASSETTS FIELD, THORNHILL CF14 9UG | Detached | £483,000 | 27 Jan 2026 |
21, AMESBURY ROAD CF23 5DW | Terraced | £457,385 | 26 Jan 2026 |
29, RERESBY COURT CF10 5NR | Flat/Maisonette | £155,500 | 26 Jan 2026 |
10, FORELAND ROAD CF14 7AR | Semi-detached | £530,000 | 23 Jan 2026 |
64, FISHGUARD ROAD, LLANISHEN CF14 5PR | Terraced | £300,000 | 23 Jan 2026 |
75, CANADA ROAD, GABALFA CF14 3BX | Semi-detached | £339,950 | 23 Jan 2026 |
8, CORNWALL STREET CF11 6SQ | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £232,500 |
| 22 Jan 2026 |
37, FAIRFIELD AVENUE CF5 1BR | Terraced | £392,000 | 22 Jan 2026 |
64, HEOL HIR, LLANISHEN CF14 5AE | Semi-detached | £364,995 | 22 Jan 2026 |
76, PEN Y PEEL ROAD CF5 1QY | Terraced | £358,000 | 21 Jan 2026 |
7, CLOS Y GWYDDFID, MORGANSTOWN CF15 8EX | Detached | £492,500 | 20 Jan 2026 |
26, SEVERN GROVE CF11 9EN | Terraced | £455,000 | 20 Jan 2026 |
17, MEADOWFIELD WAY, MORGANSTOWN CF15 8FL | Detached | £445,000 | 20 Jan 2026 |
33, TY FRY GARDENS, RUMNEY CF3 3NP | Semi-detached | £217,500 | 19 Jan 2026 |
24, CLOS DEWI SANT, CANTON CF11 9EW | Semi-detached | £475,000 | 19 Jan 2026 |
15, PEN Y BRYN ROAD, GABALFA CF14 3LG | Terraced | £325,000 | 19 Jan 2026 |
26, WROUGHTON PLACE, ELY CF5 4AB | Terraced | £141,500 | 16 Jan 2026 |
27, GARETH CLOSE, THORNHILL CF14 9AF | Semi-detached | £325,000 | 16 Jan 2026 |
14, GRAFTON TERRACE CF14 6AU | Terraced | £200,000 | 16 Jan 2026 |
19, HEOL BOOTHS, OLD ST MELLONS CF3 6WA | Detached | £358,000 | 16 Jan 2026 |
The most recent recorded sale in Cardiff was a detached property on Bassetts Field for £483,000 in January 2026. Across the last 20 sales, the median price was £358,000.