Key indicators for buyers
The CF4 market is moderately favourable for buyers. Prices are rising at 36.8%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.3x in 2021 to 7.0x today. Rising rents (£1,154/mo, +5.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
The average property in CF4 sold for £930,000 in 2014, with a median of £930,000 across 1 transactions. Prices rose 36.8% compared to the previous year.
2014averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cardiff area
A home in Cardiff costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cardiff area
Average monthly rent in Cardiff is £1,154, up 5.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cardiff price of £930,000 with a 25% deposit (£233k), a 2-year fixed mortgage at 3.97% costs around £3,670 per month.
Monthly cost comparison based on current data
Uses CF4 avg. price with Cardiff rental data
Monthly mortgage payments (£3,670) are £2,516 more than renting (£1,154). However, buying requires an upfront deposit of £233k — it would take around 19375 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
CHERRY ORCHARD HOUSE, 29, CHERRY ORCHARD ROAD, LISVANE CF4 5UE | Detached | £930,000 | 17 Oct 2014 |
27, STATION ROAD, LLANDAFF NORTH CF4 2FB | Semi-detached | £160,000 | 19 Oct 2007 |
THE GARTH, 75, MILL ROAD, LLANISHEN CF4 5UG | Detached | £1,200,000 | 24 Aug 2007 |
11, HARLECH COURT, GRAND AVENUE CF4 1BP | Flat/Maisonette | £100,000 | 1 Oct 2004 |
11, HARLECH COURT, GRAND AVENUE CF4 1BP | Flat/Maisonette | £73,000 | 23 Oct 2003 |
310, WHITCHURCH ROAD, CARDIFF CF4 3NF | Semi-detached | £50,000 | 14 Apr 2003 |
THE GARTH, 75, MILL ROAD, LLANISHEN |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
| Detached |
| £705,000 |
| 30 Oct 2002 |
3, WHITLAND HOUSE, LILFORD STREET CF4 1PL | Flat/Maisonette | £85,000 | 5 Apr 2002 |
BRYNTEG, HEOL Y BWNSI, NANTGARW CF4 7UU | Detached | £79,000 | 6 Apr 2001 |
7, DAVIES TERRACE, CARDIFF CF4 1AJ | Terraced | £31,000 | 22 Jan 2001 |
11, HARLECH COURT, GRAND AVENUE CF4 1BP | Flat/Maisonette | £36,500 | 20 Apr 2000 |
3, WHITLAND HOUSE, LILFORD STREET CF4 1PL | Flat/Maisonette | £65,000 | 24 Mar 2000 |
42, GRAND AVENUE CF4 4LX | Semi-detached | £95,000 | 3 Aug 1999 |
9, CAREW COURT, GRAND AVENUE CF4 1BQ | Flat/Maisonette | £42,000 | 21 Sept 1998 |
94, STATION ROAD, LLANISHEN CF4 5UX | Flat/Maisonette | £31,950 | 9 Feb 1996 |
CHANNEL VIEW, WENALLT ROAD CF4 6TQ | Detached | £220,000 | 26 Jul 1995 |
The most recent recorded sale in CF4 was a detached property on Cherry Orchard Road for £930,000 in October 2014. Across the last 16 sales, the median price was £85,000.