Key indicators for buyers
The CF24 market is moderately favourable for buyers. Prices have softened (-49.7%), which could present a buying opportunity. Affordability has improved from a peak of 8.3x in 2021 to 7.0x today. Rising rents (£1,154/mo, +5.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cardiff area
A home in Cardiff costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cardiff area
Average monthly rent in Cardiff is £1,154, up 5.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cardiff price of £187,833 with a 25% deposit (£47k), a 2-year fixed mortgage at 3.97% costs around £741 per month.
Monthly cost comparison based on current data
Uses CF24 avg. price with Cardiff rental data
Monthly mortgage payments (£741) are £413 less than renting (£1,154). However, buying requires an upfront deposit of £47k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
19, DAVIOT STREET CF24 4SL | Terraced | £267,000 | 16 Jan 2026 |
22, MONA PLACE CF24 2TG | Terraced | £168,000 | 16 Jan 2026 |
153, ARABELLA STREET CF24 4SY | Terraced | £277,000 | 16 Jan 2026 |
165, MACKINTOSH PLACE CF24 4RP | Flat/Maisonette | £125,000 | 14 Jan 2026 |
58, MINNY STREET CF24 4ET | Terraced | £120,000 | 13 Jan 2026 |
27A, ADELINE STREET CF24 2BJ | Flat/Maisonette | £170,000 | 9 Jan 2026 |
166, ADMIRAL HOUSE, 38 - 42, NEWPORT ROAD CF24 0DP | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF24 sold for £187,833 in 2026, with a median of £169,000 across 6 transactions. Prices fell 49.7% compared to the previous year.
| £195,000 |
| 22 Dec 2025 |
FLAT 1, 55, CECIL STREET, ROATH CF24 1NW | Flat/Maisonette | £134,000 | 19 Dec 2025 |
ATLANTIC CLADDING, UNIT 4, JUBILEE TRADING ESTATE CF24 5EF | Other | £960,000 | 19 Dec 2025 |
48, DOGFIELD STREET CF24 4QZ | Terraced | £255,000 | 19 Dec 2025 |
125, BEAUFORT SQUARE CF24 2TX | Flat/Maisonette | £140,000 | 19 Dec 2025 |
19, COSMESTON STREET CF24 4LP | Terraced | £350,000 | 19 Dec 2025 |
73, PEN Y WAIN ROAD CF24 4GG | Terraced | £275,000 | 18 Dec 2025 |
4A, ROATH COURT ROAD CF24 3SB | Terraced | £315,000 | 18 Dec 2025 |
24, RAILWAY STREET CF24 2DG | Terraced | £90,000 | 18 Dec 2025 |
179, MOORLAND ROAD CF24 2LH | Terraced | £285,000 | 17 Dec 2025 |
20, ABERDOVEY STREET CF24 2ER | Terraced | £226,000 | 17 Dec 2025 |
FLAT 2, 59, ALFRED STREET CF24 4TZ | Flat/Maisonette | £210,000 | 17 Dec 2025 |
46, THEODORA STREET CF24 1PD | Terraced | £253,500 | 17 Dec 2025 |
68, ORDELL STREET CF24 2BB | Terraced | £213,750 | 16 Dec 2025 |
The most recent recorded sale in CF24 was a terraced property on Daviot Street for £267,000 in January 2026. Across the last 20 sales, the median price was £226,000.