Key indicators for buyers
The CF23 market is moderately favourable for buyers. Prices are rising at 24.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.3x in 2021 to 7.0x today. Rising rents (£1,154/mo, +5.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cardiff area
A home in Cardiff costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cardiff area
Average monthly rent in Cardiff is £1,154, up 5.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cardiff price of £435,961 with a 25% deposit (£109k), a 2-year fixed mortgage at 3.97% costs around £1,720 per month.
Monthly cost comparison based on current data
Uses CF23 avg. price with Cardiff rental data
Monthly mortgage payments (£1,720) are £566 more than renting (£1,154). However, buying requires an upfront deposit of £109k — it would take around 19 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
21, AMESBURY ROAD CF23 5DW | Terraced | £457,385 | 26 Jan 2026 |
58, WOOLASTON AVENUE CF23 6HA | Semi-detached | £214,000 | 16 Jan 2026 |
106, FFORDD NOWELL, PENYLAN CF23 9FB | Terraced | £300,000 | 16 Jan 2026 |
6, ST EDEYRNS ROAD CF23 6TB | Detached | £630,000 | 14 Jan 2026 |
80, KIMBERLEY ROAD CF23 5DN | Semi-detached | £610,000 | 12 Jan 2026 |
4, NASTURTIUM WAY, PONTPRENNAU CF23 8SF | Semi-detached | £361,300 | 7 Jan 2026 |
23, SINDERCOMBE CLOSE, PONTPRENNAU CF23 8LP | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF23 sold for £435,961 in 2026, with a median of £409,342.5 across 8 transactions. Prices rose 24.2% compared to the previous year.
| £230,000 |
| 7 Jan 2026 |
115, KIMBERLEY ROAD CF23 5DP | Terraced | £685,000 | 5 Jan 2026 |
85, AEL Y BRYN, LLANEDEYRN CF23 9LL | Terraced | £220,000 | 19 Dec 2025 |
13, EVENWOOD CLOSE, PONTPRENNAU CF23 8NF | Terraced | £243,000 | 19 Dec 2025 |
57, THE HAWTHORNS CF23 7AQ | Terraced | £215,000 | 18 Dec 2025 |
19, EASTSIDE QUARTER, MAELFA, LLANEDEYRN CF23 9PN | Terraced | £204,000 | 18 Dec 2025 |
36, CORK DRIVE, PONTPRENNAU CF23 8PU | Detached | £340,000 | 18 Dec 2025 |
16, CLONAKILTY WAY, PONTPRENNAU CF23 8PS | Detached | £163,800 | 18 Dec 2025 |
219, HILL RISE CF23 6UQ | Terraced | £253,000 | 18 Dec 2025 |
73, TY CERRIG CF23 7DQ | Terraced | £183,774 | 18 Dec 2025 |
FLAT 50, THOMAS COURT, MARLBOROUGH ROAD CF23 5EZ | Flat/Maisonette | £285,000 | 17 Dec 2025 |
15B, CARISBROOKE WAY CF23 9HS | Flat/Maisonette | £230,500 | 17 Dec 2025 |
36, CLOS NANT MWLAN, PONTPRENNAU CF23 8NA | Detached | £343,000 | 16 Dec 2025 |
81A, NINIAN ROAD CF23 5EN | Flat/Maisonette | £320,000 | 16 Dec 2025 |
The most recent recorded sale in CF23 was a terraced property on Amesbury Road for £457,385 in January 2026. Across the last 20 sales, the median price was £285,000.