Key indicators for buyers
The CF15 market is moderately favourable for buyers. Prices are rising at 49.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.3x in 2021 to 7.0x today. Rising rents (£1,154/mo, +5.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cardiff area
A home in Cardiff costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cardiff area
Average monthly rent in Cardiff is £1,154, up 5.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cardiff price of £545,817 with a 25% deposit (£136k), a 2-year fixed mortgage at 3.97% costs around £2,154 per month.
Monthly cost comparison based on current data
Uses CF15 avg. price with Cardiff rental data
Monthly mortgage payments (£2,154) are £1,000 more than renting (£1,154). However, buying requires an upfront deposit of £136k — it would take around 39 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
17, MEADOWFIELD WAY, MORGANSTOWN CF15 8FL | Detached | £445,000 | 20 Jan 2026 |
7, CLOS Y GWYDDFID, MORGANSTOWN CF15 8EX | Detached | £492,500 | 20 Jan 2026 |
31, GRAIG LWYD, RADYR CF15 8BG | Semi-detached | £699,950 | 13 Jan 2026 |
25, PARC Y COED, CREIGIAU CF15 9LX | Detached | £365,000 | 19 Dec 2025 |
32, BLAEN Y COED, RADYR CF15 8RL | Detached | £435,000 | 19 Dec 2025 |
67, GOETRE FAWR, RADYR CF15 8ET | Semi-detached | £305,000 | 19 Dec 2025 |
26, GRAIG LWYD, RADYR CF15 8BG | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF15 sold for £545,817 in 2026, with a median of £492,500 across 3 transactions. Prices rose 49.5% compared to the previous year.
| £360,000 |
| 18 Dec 2025 |
17, CASTLE ROAD, TONGWYNLAIS CF15 7JQ | Terraced | £462,500 | 18 Dec 2025 |
6, CHURCH STREET, TAFFS WELL CF15 7PG | Terraced | £285,000 | 17 Dec 2025 |
6, BRYN RHOSYN, RADYR CF15 8RN | Detached | £350,000 | 17 Dec 2025 |
3, SEFTON COURT, MAES YR AWEL, RADYR CF15 8AY | Flat/Maisonette | £131,000 | 16 Dec 2025 |
34, DAN Y BRYN AVENUE, RADYR CF15 8DD | Flat/Maisonette | £230,000 | 12 Dec 2025 |
2, MAES YR ODYN, MORGANSTOWN CF15 8FB | Detached | £468,500 | 12 Dec 2025 |
1, MAES YR ORCHIS, MORGANSTOWN CF15 8FF | Detached | £460,000 | 12 Dec 2025 |
19, ARUDUR HEN, RADYR CF15 8FX | Terraced | £300,000 | 12 Dec 2025 |
2, BRYN CALCH, MORGANSTOWN CF15 8FD | Detached | £495,000 | 12 Dec 2025 |
GOLYDDA DEG, GROESWEN CF15 7UU | Detached | £390,000 | 12 Dec 2025 |
11, SOUTHGLADE, GWAELOD Y GARTH CF15 9TR | Semi-detached | £275,000 | 11 Dec 2025 |
84, GLAN Y FFORDD, TAFFS WELL CF15 7SL | Terraced | £190,000 | 8 Dec 2025 |
86, MAES Y SARN, PENTYRCH CF15 9QR | Detached | £387,000 | 4 Dec 2025 |
The most recent recorded sale in CF15 was a detached property on Meadowfield Way for £445,000 in January 2026. Across the last 20 sales, the median price was £387,000.