Key indicators for buyers
The CF14 market is moderately favourable for buyers. Prices have softened (-7.6%), which could present a buying opportunity. Affordability has improved from a peak of 8.3x in 2021 to 7.0x today. Rising rents (£1,154/mo, +5.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cardiff area
A home in Cardiff costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cardiff area
Average monthly rent in Cardiff is £1,154, up 5.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cardiff price of £345,300 with a 25% deposit (£86k), a 2-year fixed mortgage at 3.97% costs around £1,363 per month.
Monthly cost comparison based on current data
Uses CF14 avg. price with Cardiff rental data
Monthly mortgage payments (£1,363) are £209 more than renting (£1,154). However, buying requires an upfront deposit of £86k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, BASSETTS FIELD, THORNHILL CF14 9UG | Detached | £483,000 | 27 Jan 2026 |
64, FISHGUARD ROAD, LLANISHEN CF14 5PR | Terraced | £300,000 | 23 Jan 2026 |
75, CANADA ROAD, GABALFA CF14 3BX | Semi-detached | £339,950 | 23 Jan 2026 |
10, FORELAND ROAD CF14 7AR | Semi-detached | £530,000 | 23 Jan 2026 |
64, HEOL HIR, LLANISHEN CF14 5AE | Semi-detached | £364,995 | 22 Jan 2026 |
15, PEN Y BRYN ROAD, GABALFA CF14 3LG | Terraced | £325,000 | 19 Jan 2026 |
14, GRAFTON TERRACE CF14 6AU | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF14 sold for £345,300 in 2026, with a median of £325,000 across 18 transactions. Prices fell 7.6% compared to the previous year.
| £200,000 |
| 16 Jan 2026 |
5, PARK VIEW COURT, WHITCHURCH CF14 7BN | Flat/Maisonette | £236,000 | 16 Jan 2026 |
27, GARETH CLOSE, THORNHILL CF14 9AF | Semi-detached | £325,000 | 16 Jan 2026 |
6, SPRING GROVE, THORNHILL CF14 9DL | Terraced | £210,000 | 16 Jan 2026 |
54, HEOL LLINOS, THORNHILL CF14 9JF | Flat/Maisonette | £162,000 | 9 Jan 2026 |
10, VICTORIA ROAD CF14 1AH | Terraced | £271,500 | 9 Jan 2026 |
10, GREENFIELD AVENUE, WHITCHURCH CF14 1TF | Semi-detached | £315,000 | 9 Jan 2026 |
1, BROOKVIEW CLOSE, THORNHILL CF14 9AZ | Detached | £428,000 | 8 Jan 2026 |
PENFFORDD, CEFN MABLY ROAD, LISVANE CF14 0SP | Semi-detached | £479,950 | 7 Jan 2026 |
6, CLOS COEDYDAFARN, LISVANE CF14 0ER | Detached | £600,000 | 7 Jan 2026 |
6, RHIWLAS, THORNHILL CF14 9AD | Semi-detached | £325,000 | 6 Jan 2026 |
244, CAERPHILLY ROAD CF14 4NS | Terraced | £320,000 | 5 Jan 2026 |
26, MYNACHDY ROAD CF14 3DZ | Semi-detached | £280,000 | 22 Dec 2025 |
FLAT 5, AVOCET HOUSE, 88, STATION ROAD, LLANDAFF NORTH CF14 2FG | Flat/Maisonette | £55,000 | 22 Dec 2025 |
The most recent recorded sale in CF14 was a detached property on Bassetts Field for £483,000 in January 2026. Across the last 20 sales, the median price was £325,000.