Key indicators for buyers
The CF10 market is moderately favourable for buyers. Prices have softened (-25.4%), which could present a buying opportunity. Affordability has improved from a peak of 8.3x in 2021 to 7.0x today. Rising rents (£1,154/mo, +5.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cardiff area
A home in Cardiff costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cardiff area
Average monthly rent in Cardiff is £1,154, up 5.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cardiff price of £156,833 with a 25% deposit (£39k), a 2-year fixed mortgage at 3.97% costs around £619 per month.
Monthly cost comparison based on current data
Uses CF10 avg. price with Cardiff rental data
Monthly mortgage payments (£619) are £535 less than renting (£1,154). However, buying requires an upfront deposit of £39k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
29, RERESBY COURT CF10 5NR | Flat/Maisonette | £155,500 | 26 Jan 2026 |
FLAT 39, RIMINI HOUSE, FFORDD GARTHORNE CF10 4DH | Flat/Maisonette | £132,500 | 16 Jan 2026 |
14, OVERSTONE COURT, BUTETOWN CF10 5NT | Flat/Maisonette | £143,000 | 14 Jan 2026 |
74, PENSTONE COURT CF10 5NN | Flat/Maisonette | £155,000 | 9 Jan 2026 |
172, CAPELLA HOUSE, FALCON DRIVE CF10 4RE | Flat/Maisonette | £105,000 | 7 Jan 2026 |
21, EZEL COURT CF10 5NS | Flat/Maisonette | £250,000 | 5 Jan 2026 |
13, MOORBY COURT CF10 4BT |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF10 sold for £156,833 in 2026, with a median of £149,000 across 6 transactions. Prices fell 25.4% compared to the previous year.
| Terraced |
| £212,000 |
| 19 Dec 2025 |
FLAT 22, EBEN HAEZER HOUSE, THE WHARF CF10 4EY | Flat/Maisonette | £179,950 | 19 Dec 2025 |
18, CRAIGLEE DRIVE CF10 4BN | Semi-detached | £250,000 | 19 Dec 2025 |
61, CORVETTE COURT CF10 4NN | Flat/Maisonette | £130,000 | 19 Dec 2025 |
APARTMENT 704, VITA STUDENT PARK PLACE, PARK PLACE CF10 3FH | Flat/Maisonette | £159,000 | 18 Dec 2025 |
COPTIC HOUSE, 4 - 5, MOUNT STUART SQUARE CF10 5EE | Other | £460,000 | 18 Dec 2025 |
26, ADVENTURERS QUAY CF10 4NP | Flat/Maisonette | £215,000 | 17 Dec 2025 |
17, BARLETTA HOUSE, VELLACOTT CLOSE CF10 4AF | Flat/Maisonette | £185,000 | 15 Dec 2025 |
26, ROMA HOUSE, VELLACOTT CLOSE CF10 4AQ | Flat/Maisonette | £182,500 | 15 Dec 2025 |
148, HENKE COURT CF10 4EL | Flat/Maisonette | £125,000 | 15 Dec 2025 |
97, LYNTON COURT CF10 5NG | Flat/Maisonette | £210,000 | 11 Dec 2025 |
FLAT 9, ALTOLUSSO, BUTE TERRACE CF10 2FF | Other | £117,000 | 11 Dec 2025 |
72, ADVENTURERS QUAY CF10 4NQ | Flat/Maisonette | £175,000 | 10 Dec 2025 |
1, WINDLASS COURT CF10 4NG | Terraced | £314,000 | 10 Dec 2025 |
The most recent recorded sale in CF10 was a flat/maisonette property on Reresby Court for £155,500 in January 2026. Across the last 20 sales, the median price was £179,950.