Key indicators for buyers
The CF82 market looks favourable for buyers. Prices have softened (-35.3%), which could present a buying opportunity. Rising rents (£733/mo, +8.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Caerphilly area
A home in Caerphilly costs 5.8x the local median salary — moderate, improving from a peak of 6.0x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Caerphilly area
Average monthly rent in Caerphilly is £733, up 8.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Caerphilly price of £136,667 with a 25% deposit (£34k), a 2-year fixed mortgage at 3.97% costs around £539 per month.
Monthly cost comparison based on current data
Uses CF82 avg. price with Caerphilly rental data
Monthly mortgage payments (£539) are £194 less than renting (£733). However, buying requires an upfront deposit of £34k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
15, THE RAILWAY JUNCTION, YSTRAD MYNACH CF82 7TU | Semi-detached | £225,000 | 16 Jan 2026 |
40, COMMERCIAL STREET, YSTRAD MYNACH CF82 7DX | Terraced | £93,000 | 16 Jan 2026 |
CHEZ NOUS, NELSON ROAD, YSTRAD MYNACH CF82 7BR | Semi-detached | £92,000 | 5 Jan 2026 |
19A, LEWIS STREET, YSTRAD MYNACH CF82 7AQ | Other | £60,000 | 23 Dec 2025 |
73, PWLL YR ALLT, TIR Y BERTH CF82 8FR | Detached | £317,500 | 19 Dec 2025 |
8, ST DAVIDS ROAD, MAESYCWMMER CF82 7QU | Semi-detached | £175,000 | 19 Dec 2025 |
22, CAE CANOL CF82 7RU |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF82 sold for £136,667 in 2026, with a median of £93,000 across 3 transactions. Prices fell 35.3% compared to the previous year.
| Detached |
| £295,000 |
| 19 Dec 2025 |
3, ST JAMES CLOSE, MAESYCWMMER CF82 7QT | Terraced | £190,000 | 19 Dec 2025 |
91, PENALLTA ROAD, YSTRAD MYNACH CF82 7GN | Semi-detached | £240,000 | 19 Dec 2025 |
53, BIRCH CRESCENT, CEFN HENGOED CF82 7LJ | Semi-detached | £150,000 | 19 Dec 2025 |
26, TANSY CLOSE, PENPEDAIRHEOL CF82 8LF | Detached | £315,000 | 19 Dec 2025 |
2, BEDWLWYN CLOSE, YSTRAD MYNACH CF82 7BA | Detached | £434,000 | 18 Dec 2025 |
2, GEORGE STREET, YSTRAD MYNACH CF82 7BJ | Terraced | £137,250 | 17 Dec 2025 |
72, PENALLTA ROAD, YSTRAD MYNACH CF82 7BG | Terraced | £124,000 | 17 Dec 2025 |
26, BRYNCOED TERRACE, PENPEDAIRHEOL CF82 8DE | Semi-detached | £183,250 | 16 Dec 2025 |
2, CWM CYLLA BUNGALOW, HEOL Y FELIN, CEFN HENGOED CF82 8FL | Detached | £335,000 | 9 Dec 2025 |
25, BERLLANLLWYD STREET, PENPEDAIRHEOL CF82 8DF | Terraced | £175,000 | 5 Dec 2025 |
23, RAMSON CLOSE, PENPEDAIRHEOL CF82 8LB | Detached | £272,500 | 5 Dec 2025 |
18, BUZZARD WAY, PENALLTA CF82 6GX | Detached | £235,000 | 5 Dec 2025 |
65, DERWENDEG AVENUE, CEFN HENGOED CF82 7HR | Semi-detached | £145,000 | 2 Dec 2025 |
The most recent recorded sale in CF82 was a semi-detached property on The Railway Junction for £225,000 in January 2026. Across the last 20 sales, the median price was £190,000.