Average sale prices · HM Land Registry / UK HPI
The average property in Caerphilly sells for £193,058, up slightly (1.2%) over the past year. Prices have grown from around £36k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Caerphilly costs 5.8x the local median salary — moderate, improving from a peak of 6.0x in 2006.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Caerphilly is £733, up 8.3% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Caerphilly price of £193,058 with a 25% deposit (£48k), a 2-year fixed mortgage at 3.97% costs around £762 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£762) are £29 more than renting (£733). However, buying requires an upfront deposit of £48k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
22, FIRST AVENUE CF83 2SA | Terraced | £180,000 | 27 Jan 2026 |
12, WESLEY ROAD CF83 1SS | Detached | £430,000 | 23 Jan 2026 |
PENDARREN, PENDARREN ROAD, ABERBEEG NP13 2DA | Semi-detached | £157,000 | 23 Jan 2026 |
4, CORONATION CRESCENT, FOCHRIW CF81 9LF | Semi-detached | £147,500 | 23 Jan 2026 |
3, TRINANT TERRACE, PENTWYN CRUMLIN NP11 3JH | Semi-detached | £97,500 | 22 Jan 2026 |
57A, CARDIFF ROAD CF81 8PA | Terraced | £39,000 | 22 Jan 2026 |
114, JUBILEE ROAD NP24 6PA | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £64,500 |
| 21 Jan 2026 |
4, HEOL YSGUBOR CF83 1SR | Terraced | £189,000 | 19 Jan 2026 |
122, BAILEY STREET, DERI CF81 9HX | Terraced | £105,000 | 19 Jan 2026 |
3, USK ROAD CF81 8RJ | Terraced | £130,000 | 16 Jan 2026 |
29, TREDEGAR STREET, CROSS KEYS NP11 7PW | Terraced | £175,000 | 16 Jan 2026 |
42, RHYSWG ROAD, ABERCARN NP11 5HA | Detached | £270,000 | 16 Jan 2026 |
15, THE RAILWAY JUNCTION, YSTRAD MYNACH CF82 7TU | Semi-detached | £225,000 | 16 Jan 2026 |
THE COACH HOUSE, PENGAM STREET, GLAN Y NANT NP12 3XH | Detached | £235,000 | 16 Jan 2026 |
9, FIELDS PARK TERRACE, CROSS KEYS NP11 7DA | Terraced | £119,000 | 16 Jan 2026 |
4, KNIGHTS WALK CF83 2XN | Terraced | £120,000 | 16 Jan 2026 |
20, PARK ROAD, NEWBRIDGE NP11 4RE | Semi-detached | £193,750 | 16 Jan 2026 |
24, SKOMER ISLAND WAY CF83 2AR | Detached | £327,000 | 16 Jan 2026 |
HEDDFAN, TYN Y GRAIG ROAD, LLANBRADACH CF83 3LH | Terraced | £325,000 | 16 Jan 2026 |
40, COMMERCIAL STREET, YSTRAD MYNACH CF82 7DX | Terraced | £93,000 | 16 Jan 2026 |
The most recent recorded sale in Caerphilly was a terraced property on First Avenue for £180,000 in January 2026. Across the last 20 sales, the median price was £175,000.