Key indicators for buyers
The CF81 market looks favourable for buyers. Prices have softened (-24.6%), which could present a buying opportunity. Rising rents (£733/mo, +8.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Caerphilly area
A home in Caerphilly costs 5.8x the local median salary — moderate, improving from a peak of 6.0x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Caerphilly area
Average monthly rent in Caerphilly is £733, up 8.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Caerphilly price of £116,700 with a 25% deposit (£29k), a 2-year fixed mortgage at 3.97% costs around £461 per month.
Monthly cost comparison based on current data
Uses CF81 avg. price with Caerphilly rental data
Monthly mortgage payments (£461) are £272 less than renting (£733). However, buying requires an upfront deposit of £29k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, CORONATION CRESCENT, FOCHRIW CF81 9LF | Semi-detached | £147,500 | 23 Jan 2026 |
57A, CARDIFF ROAD CF81 8PA | Terraced | £39,000 | 22 Jan 2026 |
122, BAILEY STREET, DERI CF81 9HX | Terraced | £105,000 | 19 Jan 2026 |
3, USK ROAD CF81 8RJ | Terraced | £130,000 | 16 Jan 2026 |
31, USK ROAD CF81 8RL | Semi-detached | £162,000 | 9 Jan 2026 |
24, ELM STREET, ABERBARGOED CF81 9FD | Terraced | £125,000 | 22 Dec 2025 |
34, NEUADDWEN STREET, ABERBARGOED CF81 9BD | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF81 sold for £116,700 in 2026, with a median of £130,000 across 5 transactions. Prices fell 24.6% compared to the previous year.
| £77,000 |
| 19 Dec 2025 |
38, DANYGRAIG, PONTLOTTYN CF81 9RT | Semi-detached | £140,000 | 16 Dec 2025 |
11, USK ROAD CF81 8RJ | Terraced | £160,000 | 15 Dec 2025 |
52, HANBURY ROAD CF81 8QW | Other | £47,000 | 15 Dec 2025 |
116, LEWIS STREET, ABERBARGOED CF81 9EA | Semi-detached | £192,000 | 12 Dec 2025 |
64, GILFACH STREET CF81 8LS | Terraced | £154,000 | 12 Dec 2025 |
19, ELM STREET, ABERBARGOED CF81 9FB | Terraced | £164,000 | 12 Dec 2025 |
2, HEOL CAE DERWEN CF81 8QB | Terraced | £120,000 | 11 Dec 2025 |
10, FRANCIS STREET CF81 8RR | Terraced | £125,000 | 9 Dec 2025 |
46, HEOLDDU ROAD CF81 8SW | Terraced | £145,000 | 8 Dec 2025 |
19, PIDWELT RISE, PONTLOTTYN CF81 9QU | Terraced | £165,000 | 5 Dec 2025 |
117, PARK PLACE CF81 8LY | Terraced | £110,000 | 3 Dec 2025 |
8, HENRY STREET CF81 8UA | Terraced | £97,000 | 28 Nov 2025 |
13, ST GWLADYS AVENUE CF81 8SX | Semi-detached | £250,000 | 26 Nov 2025 |
The most recent recorded sale in CF81 was a semi-detached property on Coronation Crescent for £147,500 in January 2026. Across the last 20 sales, the median price was £140,000.