Key indicators for buyers
The CF8 market is moderately favourable for buyers. Prices are rising at 196.0%, which may favour acting sooner rather than later. Rising rents (£733/mo, +8.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
The average property in CF8 sold for £148,000 in 2022, with a median of £148,000 across 1 transactions. Prices rose 196.0% compared to the previous year.
House price ÷ median earnings · ONS data
Affordability data shown for wider Caerphilly area
A home in Caerphilly costs 5.8x the local median salary — moderate, improving from a peak of 6.0x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Caerphilly area
Average monthly rent in Caerphilly is £733, up 8.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Caerphilly price of £148,000 with a 25% deposit (£37k), a 2-year fixed mortgage at 3.97% costs around £584 per month.
Monthly cost comparison based on current data
Uses CF8 avg. price with Caerphilly rental data
Monthly mortgage payments (£584) are £149 less than renting (£733). However, buying requires an upfront deposit of £37k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
EMPORIUM BUILDINGS, 41 - 41A, HIGH STREET CF8 8RD | Other | £148,000 | 14 Jan 2022 |
EMPORIUM BUILDINGS, 41 - 41A, HIGH STREET CF8 8RD | Other | £50,000 | 16 Oct 2017 |
27C, COMMERCIAL STREET, YSTRAD MYNACH CF8 7DW | Detached | £40,000 | 26 Oct 2001 |
THE GABLES, SOUTHEND TERRACE, PONTLOTTYN CF8 9RL | Detached | £72,000 | 24 Apr 2001 |
14, HANBURY ROAD, BARGOED CF8 8QS | Terraced | £60,000 | 23 Mar 2001 |
15, HANBURY ROAD, BARGOED CF8 8QS | Terraced | £60,000 | 23 Mar 2001 |
TY-CAE-DWR, LLANBRADACH CF8 3NY |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
| Semi-detached |
| £78,950 |
| 2 Mar 2001 |
14, HANBURY ROAD CF8 8QS | Terraced | £19,000 | 19 Jun 2000 |
50 - 51, HIGH STREET CF8 8RD | Terraced | £128,000 | 29 Feb 2000 |
THE GABLES, SOUTHEND TERRACE, PONTLOTTYN CF8 9RL | Detached | £74,000 | 27 Jul 1998 |
3, THE SQUARE, PENPEDAIRHEOL CF8 8BT | Terraced | £39,500 | 11 Aug 1995 |
The most recent recorded sale in CF8 was a other property on High Street for £148,000 in January 2022. Across the last 11 sales, the median price was £60,000.