Key indicators for buyers
The PE20 market is moderately favourable for buyers. Prices have softened (-10.3%), which could present a buying opportunity. Affordability has improved from a peak of 7.6x in 2021 to 6.8x today. Rising rents (£792/mo, +2.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Boston area
A home in Boston costs 6.8x the local median salary — moderate, improving from a peak of 7.6x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Boston area
Average monthly rent in Boston is £792, up 2.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Boston price of £219,983 with a 25% deposit (£55k), a 2-year fixed mortgage at 3.97% costs around £868 per month.
Monthly cost comparison based on current data
Uses PE20 avg. price with Boston rental data
Monthly mortgage payments (£868) are £76 more than renting (£792). However, buying requires an upfront deposit of £55k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
40, WILLINGTON ROAD, KIRTON PE20 1EW | Detached | £139,950 | 16 Jan 2026 |
56, NIGHTINGALE ROAD, KIRTON PE20 1FA | Detached | £275,000 | 9 Jan 2026 |
26, THORNE WAY, KIRTON PE20 1JP | Semi-detached | £245,000 | 7 Jan 2026 |
SANDALWOOD, RALPHS LANE, FRAMPTON WEST PE20 1QU | Detached | £255,000 | 19 Dec 2025 |
16, SENTANCE CRESCENT, KIRTON PE20 1XF | Detached | £215,000 | 19 Dec 2025 |
2, CHURCH MEWS, SUTTERTON PE20 2LE | Detached | £268,000 | 19 Dec 2025 |
30, MONARCHS ROAD, SUTTERTON PE20 2HJ |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in PE20 sold for £219,983 in 2026, with a median of £245,000 across 3 transactions. Prices fell 10.3% compared to the previous year.
| Detached |
| £280,000 |
| 19 Dec 2025 |
7, CHURCH MEADOWS, KIRTON PE20 1XT | Detached | £329,950 | 19 Dec 2025 |
THE COACH HOUSE, NORTH END, SWINESHEAD PE20 3NA | Detached | £273,000 | 19 Dec 2025 |
44, HORSESHOE LANE, KIRTON PE20 1LJ | Semi-detached | £169,995 | 18 Dec 2025 |
FERNLEA, HOLME ROAD, KIRTON HOLME PE20 1SY | Detached | £290,000 | 18 Dec 2025 |
34, PARK AVENUE, SUTTERTON PE20 2JN | Semi-detached | £170,000 | 18 Dec 2025 |
EVERGREEN, FEN ROAD, FRAMPTON WEST PE20 1RZ | Detached | £270,000 | 16 Dec 2025 |
THE COTTAGE, BROWNS DROVE, SWINESHEAD PE20 3PX | Detached | £125,000 | 15 Dec 2025 |
36, SAXON GATE, KIRTON PE20 1XA | Detached | £235,000 | 15 Dec 2025 |
39, MERES WAY, SWINESHEAD PE20 3FG | Detached | £340,000 | 15 Dec 2025 |
THE LODGE, STEYNING LANE, SWINESHEAD PE20 3HZ | Detached | £399,950 | 15 Dec 2025 |
THE BUNGALOW, NORTH FORTY FOOT BANK, BROTHERTOFT PE20 3SU | Detached | £250,000 | 12 Dec 2025 |
4, LOCKTON CLOSE, SWINESHEAD PE20 3UD | Detached | £265,000 | 8 Dec 2025 |
TWO HOOTS, SLEAFORD ROAD, WIGTOFT PE20 2NR | Detached | £250,000 | 5 Dec 2025 |
The most recent recorded sale in PE20 was a detached property on Willington Road for £139,950 in January 2026. Across the last 20 sales, the median price was £265,000.