Key indicators for buyers
The MK43 market is moderately favourable for buyers. Affordability has improved from a peak of 10.4x in 2021 to 9.1x today. Rising rents (£1,159/mo, +4.8%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bedford area
A home in Bedford costs 9.1x the local median salary — stretched, improving from a peak of 10.4x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bedford area
Average monthly rent in Bedford is £1,159, up 4.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bedford price of £420,917 with a 25% deposit (£105k), a 2-year fixed mortgage at 3.97% costs around £1,661 per month.
Monthly cost comparison based on current data
Uses MK43 avg. price with Bedford rental data
Monthly mortgage payments (£1,661) are £502 more than renting (£1,159). However, buying requires an upfront deposit of £105k — it would take around 18 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
98, RUFFS FURZE, OAKLEY MK43 7RT | Semi-detached | £400,000 | 23 Jan 2026 |
15, THE OLD FURLONG, CRANFIELD MK43 0GS | Detached | £389,000 | 23 Jan 2026 |
20, KINGS GROVE, CRANFIELD MK43 1AJ | Detached | £597,000 | 23 Jan 2026 |
23, LORDSMEAD, CRANFIELD MK43 0HP | Terraced | £300,000 | 22 Jan 2026 |
5, THE OLD FURLONG, CRANFIELD MK43 0GS | Semi-detached | £375,000 | 21 Jan 2026 |
83, ASHPOLE AVENUE, WOOTTON MK43 9EG | Detached | £493,000 | 16 Jan 2026 |
59, BRICK CRESCENT, STEWARTBY MK43 9GG |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in MK43 sold for £420,917 in 2026, with a median of £382,000 across 12 transactions. Prices rose 0.3% compared to the previous year.
| Semi-detached |
| £320,000 |
| 16 Jan 2026 |
10, TYSOE CLOSE, WOOTTON MK43 9FY | Detached | £557,000 | 16 Jan 2026 |
21, DOVEHOUSE CLOSE, BROMHAM MK43 8PS | Semi-detached | £375,000 | 12 Jan 2026 |
31, PARKER ROAD, WOOTTON MK43 9AZ | Semi-detached | £305,000 | 12 Jan 2026 |
114, STAGSDEN ROAD, BROMHAM MK43 8QJ | Detached | £675,000 | 12 Jan 2026 |
LILLIPUT, PAVENHAM ROAD, FELMERSHAM MK43 7EZ | Detached | £265,000 | 9 Jan 2026 |
18, BYE ROAD, LIDLINGTON MK43 0RU | Semi-detached | £315,000 | 19 Dec 2025 |
7, HEATHER LANE, STEWARTBY MK43 9GL | Detached | £452,000 | 19 Dec 2025 |
9, COPPERWHEAT BANK, MARSTON MORETAINE MK43 2AL | Detached | £640,000 | 19 Dec 2025 |
1, HONEYPOT LANE, WOOTTON MK43 9QX | Detached | £400,000 | 19 Dec 2025 |
11, JUBILEE COTTAGES, MARSTON MORETAINE MK43 0PN | Terraced | £350,000 | 19 Dec 2025 |
33, KINGS GROVE, CRANFIELD MK43 1AJ | Semi-detached | £385,750 | 19 Dec 2025 |
30, BRAEBURN WAY, CRANFIELD MK43 0EH | Detached | £396,000 | 18 Dec 2025 |
18, WILLOW SPRINGS, CRANFIELD MK43 0DS | Detached | £495,000 | 18 Dec 2025 |
The most recent recorded sale in MK43 was a semi-detached property on Ruffs Furze for £400,000 in January 2026. Across the last 20 sales, the median price was £396,000.