Average sale prices · HM Land Registry / UK HPI
The average property in Bedford sells for £325,958, up 4.3% over the past year. Prices have grown from around £54k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Bedford costs 9.1x the local median salary — stretched, improving from a peak of 10.4x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Bedford is £1,159, up 4.8% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bedford price of £325,958 with a 25% deposit (£81k), a 2-year fixed mortgage at 3.97% costs around £1,286 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,286) are £127 more than renting (£1,159). However, buying requires an upfront deposit of £81k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
33, LEASWAY MK41 9DG | Semi-detached | £295,000 | 29 Jan 2026 |
38, LOVELL ROAD MK42 0LR | Terraced | £242,000 | 23 Jan 2026 |
98, RUFFS FURZE, OAKLEY MK43 7RT | Semi-detached | £400,000 | 23 Jan 2026 |
3, OTTER WALK MK41 7UB | Semi-detached | £295,000 | 22 Jan 2026 |
FLAT 4, SWAN HOUSE, 3, HIGH STREET MK40 1RN | Flat/Maisonette | £161,000 | 21 Jan 2026 |
13, CRISPIN DRIVE MK41 7FL | Detached | £537,500 | 20 Jan 2026 |
14, MARETH ROAD MK42 0DB | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £330,000 |
| 20 Jan 2026 |
37, LONGMEADOW DRIVE, WILSTEAD MK45 3FB | Terraced | £335,000 | 16 Jan 2026 |
83, ASHPOLE AVENUE, WOOTTON MK43 9EG | Detached | £493,000 | 16 Jan 2026 |
172, WILKINSON ROAD, KEMPSTON MK42 7GP | Flat/Maisonette | £295,000 | 16 Jan 2026 |
TWISDEN, CHURCH END, RAVENSDEN MK44 2RR | Terraced | £230,000 | 16 Jan 2026 |
10, TYSOE CLOSE, WOOTTON MK43 9FY | Detached | £557,000 | 16 Jan 2026 |
59, BRICK CRESCENT, STEWARTBY MK43 9GG | Semi-detached | £320,000 | 16 Jan 2026 |
13, COMET DRIVE, SHORTSTOWN MK42 0QX | Detached | £390,000 | 16 Jan 2026 |
231, CARDINGTON ROAD MK42 0DA | Semi-detached | £310,000 | 15 Jan 2026 |
321, CARDINGTON ROAD MK42 0DA | Detached | £425,000 | 15 Jan 2026 |
FLAT D, 51, DE PARYS AVENUE MK40 2TR | Flat/Maisonette | £100,000 | 15 Jan 2026 |
44, GIBBARDS CLOSE, SHARNBROOK MK44 1LF | Terraced | £315,000 | 13 Jan 2026 |
17, WILLMERS CLOSE MK41 8DX | Detached | £575,000 | 13 Jan 2026 |
4, WEST GROVE MK40 4BT | Semi-detached | £380,000 | 13 Jan 2026 |
The most recent recorded sale in Bedford was a semi-detached property on Leasway for £295,000 in January 2026. Across the last 20 sales, the median price was £330,000.