Key indicators for buyers
The YO91 market is moderately favourable for buyers. Affordability has improved from a peak of 8.9x in 2022 to 7.8x today. Rising rents (£1,172/mo, +5.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
The average property in YO91 sold for £150,000 in 2017, with a median of £150,000 across 1 transactions.
House price ÷ median earnings · ONS data
Affordability data shown for wider York area
A home in York costs 7.8x the local median salary — moderate, improving from a peak of 8.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider York area
Average monthly rent in York is £1,172, up 5.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average York price of £150,000 with a 25% deposit (£38k), a 2-year fixed mortgage at 3.97% costs around £592 per month.
Monthly cost comparison based on current data
Uses YO91 avg. price with York rental data
Monthly mortgage payments (£592) are £580 less than renting (£1,172). However, buying requires an upfront deposit of £38k — it would take around 3 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
JOSEPH ROWNTREE THEATRE YO91 1RT | Other | £150,000 | 29 Aug 2017 |
The most recent recorded sale in YO91 was a other property for £150,000 in August 2017. Across the last 1 sales, the median price was £150,000.
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.