Key indicators for buyers
The YO90 market is moderately favourable for buyers. Prices are rising at 100.6%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.9x in 2022 to 7.8x today. Rising rents (£1,172/mo, +5.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
The average property in YO90 sold for £31,100,000 in 2024, with a median of £31,100,000 across 1 transactions. Prices rose 100.6% compared to the previous year.
House price ÷ median earnings · ONS data
Affordability data shown for wider York area
A home in York costs 7.8x the local median salary — moderate, improving from a peak of 8.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider York area
Average monthly rent in York is £1,172, up 5.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average York price of £31,100,000 with a 25% deposit (£7.8M), a 2-year fixed mortgage at 3.97% costs around £122,732 per month.
Monthly cost comparison based on current data
Uses YO90 avg. price with York rental data
Monthly mortgage payments (£122,732) are £121,560 more than renting (£1,172). However, buying requires an upfront deposit of £7.8M — it would take around 647917 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
2, ROUGIER STREET YO90 1UU | Other | £31,100,000 | 11 Jun 2024 |
2, ROUGIER STREET YO90 1UU | Other | £15,500,000 | 6 Dec 2017 |
2, ROUGIER STREET YO90 1UU | Other | £12,750,000 | 28 Sept 2016 |
NORWICH UNION INSURANCE GROUP, WELLINGTON ROW YO90 1WR | Other | £28,100,000 | 12 Jun 2015 |
The most recent recorded sale in YO90 was a other property on Rougier Street for £31,100,000 in June 2024. Across the last 4 sales, the median price was £28,100,000.
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.