Key indicators for buyers
The YO23 market is moderately favourable for buyers. Prices are rising at 6.9%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.9x in 2022 to 7.8x today. Rising rents (£1,172/mo, +5.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider York area
A home in York costs 7.8x the local median salary — moderate, improving from a peak of 8.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider York area
Average monthly rent in York is £1,172, up 5.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average York price of £434,000 with a 25% deposit (£109k), a 2-year fixed mortgage at 3.97% costs around £1,713 per month.
Monthly cost comparison based on current data
Uses YO23 avg. price with York rental data
Monthly mortgage payments (£1,713) are £541 more than renting (£1,172). However, buying requires an upfront deposit of £109k — it would take around 19 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
73, THORPE STREET YO23 1NJ | Terraced | £535,000 | 16 Jan 2026 |
THE GABLES, MILL LANE, ACASTER MALBIS YO23 2UL | Detached | £915,000 | 14 Jan 2026 |
7, BALMORAL TERRACE YO23 1HR | Terraced | £377,000 | 9 Jan 2026 |
66, RUSSELL STREET YO23 1NW | Terraced | £295,000 | 9 Jan 2026 |
22, PRICES LANE YO23 1AL | Terraced | £238,000 | 9 Jan 2026 |
1, SMITHSON COURT, TOP LANE, COPMANTHORPE YO23 3AA | Flat/Maisonette | £208,000 | 8 Jan 2026 |
26, HOMEFIELD CLOSE, COPMANTHORPE YO23 3RU | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in YO23 sold for £434,000 in 2026, with a median of £377,000 across 7 transactions. Prices rose 6.9% compared to the previous year.
| £470,000 |
| 7 Jan 2026 |
9, WEST END AVENUE, APPLETON ROEBUCK YO23 7DE | Semi-detached | £94,885 | 22 Dec 2025 |
9, WEST END AVENUE, APPLETON ROEBUCK YO23 7DE | Semi-detached | £95,885 | 22 Dec 2025 |
7, BRIDGE ROAD, BISHOPTHORPE YO23 2RR | Semi-detached | £410,000 | 19 Dec 2025 |
1, CHURCH VIEW, BOLTON PERCY YO23 7AF | Terraced | £310,000 | 19 Dec 2025 |
58, MANOR HEATH, COPMANTHORPE YO23 3UP | Detached | £395,000 | 17 Dec 2025 |
28, LOWER EBOR STREET YO23 1AY | Terraced | £215,000 | 17 Dec 2025 |
32, NUNTHORPE AVENUE YO23 1PF | Flat/Maisonette | £147,000 | 17 Dec 2025 |
10, WAGGONERS DRIVE, COPMANTHORPE YO23 3XJ | Detached | £405,000 | 17 Dec 2025 |
7, THISTLE HOUSE, JOSEPH TERRY GROVE YO23 1FP | Flat/Maisonette | £245,000 | 17 Dec 2025 |
2, CHURCH FARM CLOSE, RUFFORTH YO23 3RL | Detached | £405,000 | 15 Dec 2025 |
7, SCHOOL LANE, BISHOPTHORPE YO23 2RE | Semi-detached | £340,000 | 12 Dec 2025 |
51, LANG ROAD, BISHOPTHORPE YO23 2QJ | Detached | £505,000 | 12 Dec 2025 |
72, KEBLE PARK NORTH, BISHOPTHORPE YO23 2SX | Terraced | £220,000 | 12 Dec 2025 |
The most recent recorded sale in YO23 was a terraced property on Thorpe Street for £535,000 in January 2026. Across the last 20 sales, the median price was £340,000.