Key indicators for buyers
The YO1 market is moderately favourable for buyers. Prices have softened (-65.0%), which could present a buying opportunity. Affordability has improved from a peak of 8.9x in 2022 to 7.8x today. Rising rents (£1,172/mo, +5.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider York area
A home in York costs 7.8x the local median salary — moderate, improving from a peak of 8.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider York area
Average monthly rent in York is £1,172, up 5.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average York price of £220,000 with a 25% deposit (£55k), a 2-year fixed mortgage at 3.97% costs around £868 per month.
Monthly cost comparison based on current data
Uses YO1 avg. price with York rental data
Monthly mortgage payments (£868) are £304 less than renting (£1,172). However, buying requires an upfront deposit of £55k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
40, FAIRFAX STREET YO1 6EB | Terraced | £220,000 | 20 Jan 2026 |
7, TOWER PLACE YO1 9RZ | Terraced | £388,000 | 23 Dec 2025 |
36, ADVENTURERS COURT, POND GARTH YO1 7ND | Flat/Maisonette | £230,000 | 19 Dec 2025 |
THE NEW HOUSE, PECKITT STREET YO1 9SF | Terraced | £995,000 | 18 Dec 2025 |
140, CENTURION SQUARE YO1 6DE | Flat/Maisonette | £380,000 | 15 Dec 2025 |
OLD SCHOOL HOUSE, PECKITT STREET YO1 9SF | Terraced | £975,000 | 12 Dec 2025 |
10, ALDWARK YO1 7BU | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in YO1 sold for £220,000 in 2026, with a median of £220,000 across 1 transactions. Prices fell 65.0% compared to the previous year.
| £180,000 |
| 8 Dec 2025 |
50, BISHOPHILL SENIOR YO1 6DZ | Terraced | £442,500 | 3 Dec 2025 |
68, ROWNTREE WHARF YO1 9XA | Flat/Maisonette | £267,000 | 2 Dec 2025 |
7, QUEENS COURT, FETTER LANE YO1 6EH | Flat/Maisonette | £215,500 | 1 Dec 2025 |
11, ROSEMARY COURT YO1 9UQ | Flat/Maisonette | £200,000 | 27 Nov 2025 |
67, CORDWAINERS COURT, BLACK HORSE LANE YO1 7NE | Flat/Maisonette | £170,000 | 26 Nov 2025 |
24, MAYFAIR HOUSE, PICCADILLY YO1 9QJ | Flat/Maisonette | £240,000 | 24 Nov 2025 |
APARTMENT 81, BELLERBY COURT, PALMER LANE YO1 7AF | Flat/Maisonette | £205,000 | 14 Nov 2025 |
APARTMENT 75 CORE 2, LEETHAM HOUSE, POUND LANE YO1 7PB | Flat/Maisonette | £265,000 | 4 Nov 2025 |
34, FAIRFAX STREET YO1 6EB | Terraced | £305,500 | 3 Nov 2025 |
5, PRIORY STREET YO1 6ET | Other | £900,000 | 3 Nov 2025 |
127, CENTURION SQUARE YO1 6DE | Flat/Maisonette | £255,000 | 31 Oct 2025 |
34, ST ANDREWGATE YO1 7BZ | Flat/Maisonette | £285,500 | 31 Oct 2025 |
11, STRAND HOUSE, DIXON LANE YO1 9QY | Flat/Maisonette | £190,000 | 31 Oct 2025 |
The most recent recorded sale in YO1 was a terraced property on Fairfax Street for £220,000 in January 2026. Across the last 20 sales, the median price was £265,000.