Key indicators for buyers
The M46 market looks favourable for buyers. Prices have softened (-43.2%), which could present a buying opportunity. Rising rents (£727/mo, +7.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Wigan area
A home in Wigan costs 5.9x the local median salary — moderate, improving from a peak of 6.3x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wigan area
Average monthly rent in Wigan is £727, up 7.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wigan price of £106,250 with a 25% deposit (£27k), a 2-year fixed mortgage at 3.97% costs around £419 per month.
Monthly cost comparison based on current data
Uses M46 avg. price with Wigan rental data
Monthly mortgage payments (£419) are £308 less than renting (£727). However, buying requires an upfront deposit of £27k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
34, GREENFIELD ROAD, ATHERTON M46 9LW | Detached | £85,000 | 16 Jan 2026 |
34, THOMAS STREET, ATHERTON M46 9DP | Terraced | £127,500 | 16 Jan 2026 |
38, CAR BANK STREET, ATHERTON M46 9NJ | Semi-detached | £200,000 | 23 Dec 2025 |
15, BRIERFIELD AVENUE, ATHERTON M46 0FH | Semi-detached | £170,000 | 19 Dec 2025 |
15, KNIGHTS CLOSE, ATHERTON M46 0TE | Semi-detached | £247,500 | 19 Dec 2025 |
366, WIGAN ROAD, ATHERTON M46 0QD | Terraced | £175,500 | 19 Dec 2025 |
53, GADFIELD GROVE, ATHERTON M46 0SJ |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in M46 sold for £106,250 in 2026, with a median of £106,250 across 2 transactions. Prices fell 43.2% compared to the previous year.
| Flat/Maisonette |
| £128,000 |
| 18 Dec 2025 |
14, HIGH STREET, ATHERTON M46 9DJ | Terraced | £106,000 | 18 Dec 2025 |
173, DEVONSHIRE ROAD, ATHERTON M46 9GA | Semi-detached | £195,000 | 17 Dec 2025 |
50, BOLTON OLD ROAD, ATHERTON M46 9DL | Semi-detached | £200,000 | 17 Dec 2025 |
39, WARDOUR STREET, ATHERTON M46 0AR | Terraced | £185,000 | 16 Dec 2025 |
122, FLAPPER FOLD LANE, ATHERTON M46 0HA | Semi-detached | £145,000 | 15 Dec 2025 |
306, TYLDESLEY ROAD, ATHERTON M46 9AN | Terraced | £135,000 | 15 Dec 2025 |
52, LAMBETH STREET, ATHERTON M46 0LS | Semi-detached | £225,000 | 12 Dec 2025 |
26, THREADNEEDLE PLACE, ATHERTON M46 0TW | Semi-detached | £272,000 | 11 Dec 2025 |
14, BRACKEN ROAD, ATHERTON M46 9BF | Semi-detached | £185,000 | 11 Dec 2025 |
9, VALENTINES ROAD, ATHERTON M46 0LD | Detached | £361,000 | 11 Dec 2025 |
64, BEE FOLD LANE, ATHERTON M46 0TT | Semi-detached | £202,500 | 11 Dec 2025 |
32, RAILWAY STREET, ATHERTON M46 0HG | Terraced | £125,000 | 10 Dec 2025 |
22, ST MICHAELS AVENUE, ATHERTON M46 0QZ | Terraced | £168,000 | 5 Dec 2025 |
The most recent recorded sale in M46 was a detached property on Greenfield Road for £85,000 in January 2026. Across the last 20 sales, the median price was £185,000.