Average sale prices · HM Land Registry / UK HPI
The average property in Westmorland and Furness sells for £224,942, down slightly (1.7%) over the past year. Prices have grown from around £45k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Westmorland and Furness costs 5.9x the local median salary — moderate, improving from a peak of 7.5x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Westmorland and Furness is £792, up 7.0% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Westmorland and Furness price of £224,942 with a 25% deposit (£56k), a 2-year fixed mortgage at 3.97% costs around £888 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£888) are £96 more than renting (£792). However, buying requires an upfront deposit of £56k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
111, OXFORD STREET LA14 5QH | Terraced | £175,000 | 28 Jan 2026 |
5, KENT COURT LA9 5AN | Flat/Maisonette | £94,000 | 26 Jan 2026 |
19, STAFFORD STREET LA15 8HU | Terraced | £100,000 | 26 Jan 2026 |
ASHLEIGH, BROUGH SOWERBY CA17 4EG | Detached | £450,000 | 26 Jan 2026 |
8, WINFIELD GARDENS, ALLITHWAITE LA11 7DF | Detached | £390,000 | 26 Jan 2026 |
95, WEST SHORE ROAD, WALNEY LA14 3TZ | Semi-detached | £220,000 | 23 Jan 2026 |
48, ELTERWATER CRESCENT LA14 4PH | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £258,000 |
| 23 Jan 2026 |
36, FOUNTAIN STREET LA12 7EQ | Semi-detached | £400,000 | 23 Jan 2026 |
88, PARK ROAD, SWARTHMOOR LA12 0HJ | Semi-detached | £198,000 | 23 Jan 2026 |
200, MARSH STREET LA14 1BQ | Terraced | £44,000 | 23 Jan 2026 |
8, DENDRON CLOSE LA15 8XF | Terraced | £160,000 | 22 Jan 2026 |
24, COWS TARN LANE, WALNEY LA14 3UG | Terraced | £132,000 | 21 Jan 2026 |
12, STYBARROW TERRACE, GLENRIDDING CA11 0QD | Terraced | £295,000 | 21 Jan 2026 |
3, KIRKHEAD LA7 7PX | Semi-detached | £225,000 | 21 Jan 2026 |
13, STAFFORD STREET LA16 7BZ | Semi-detached | £130,000 | 21 Jan 2026 |
18, LANGDALE CRESCENT LA15 8NN | Semi-detached | £150,000 | 21 Jan 2026 |
62, HEMPLAND AVENUE LA13 9EY | Terraced | £195,000 | 19 Jan 2026 |
122, DEVON STREET LA13 9PY | Terraced | £85,000 | 19 Jan 2026 |
1, MELBOURNE STREET LA14 5TT | Terraced | £85,000 | 19 Jan 2026 |
162, NORTH ROW LA13 0HQ | Semi-detached | £169,000 | 16 Jan 2026 |
The most recent recorded sale in Westmorland and Furness was a terraced property on Oxford Street for £175,000 in January 2026. Across the last 20 sales, the median price was £175,000.