Key indicators for buyers
The LN3 market is moderately favourable for buyers. Prices have softened (-21.8%), which could present a buying opportunity. Affordability has improved from a peak of 7.8x in 2007 to 6.4x today. Rising rents (£708/mo, +7.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider West Lindsey area
A home in West Lindsey costs 6.4x the local median salary — moderate, improving from a peak of 7.8x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider West Lindsey area
Average monthly rent in West Lindsey is £708, up 7.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average West Lindsey price of £200,250 with a 25% deposit (£50k), a 2-year fixed mortgage at 3.97% costs around £790 per month.
Monthly cost comparison based on current data
Uses LN3 avg. price with West Lindsey rental data
Monthly mortgage payments (£790) are £82 more than renting (£708). However, buying requires an upfront deposit of £50k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
8, THE MEADOWS, LANGWORTH LN3 5BZ | Terraced | £163,500 | 9 Jan 2026 |
5, HOLLY CLOSE, CHERRY WILLINGHAM LN3 4BH | Detached | £237,000 | 5 Jan 2026 |
5, THE CLOSE, FISKERTON LN3 4HG | Semi-detached | £200,000 | 18 Dec 2025 |
14, ELM AVENUE, CHERRY WILLINGHAM LN3 4BB | Detached | £245,000 | 12 Dec 2025 |
1, ELM AVENUE, CHERRY WILLINGHAM LN3 4AU | Detached | £225,000 | 12 Dec 2025 |
15, ST MATTHEWS CLOSE, CHERRY WILLINGHAM LN3 4LS | Detached | £240,000 | 11 Dec 2025 |
64, CHERRY PADDOCKS, CHERRY WILLINGHAM LN3 4GW |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in LN3 sold for £200,250 in 2026, with a median of £200,250 across 2 transactions. Prices fell 21.8% compared to the previous year.
| Terraced |
| £173,000 |
| 11 Dec 2025 |
52, FERRY ROAD, FISKERTON LN3 4HW | Detached | £225,000 | 11 Dec 2025 |
10, HORNCASTLE ROAD, BARDNEY LN3 5SU | Terraced | £170,000 | 10 Dec 2025 |
19, WESLEY ROAD, CHERRY WILLINGHAM LN3 4GT | Semi-detached | £168,000 | 8 Dec 2025 |
HALL FARMHOUSE, HALL LANE, FISKERTON LN3 4HT | Detached | £549,998 | 4 Dec 2025 |
COLDSTEAD FARM, NEWBALL LN3 5DQ | Other | £1,150,000 | 28 Nov 2025 |
33, HIGH STREET, CHERRY WILLINGHAM LN3 4AH | Semi-detached | £225,000 | 26 Nov 2025 |
82, JUBILEE CLOSE, CHERRY WILLINGHAM LN3 4LD | Detached | £283,000 | 26 Nov 2025 |
14A, HIGH STREET, CHERRY WILLINGHAM LN3 4AQ | Detached | £385,000 | 24 Nov 2025 |
26, HIGH STREET, CHERRY WILLINGHAM LN3 4AQ | Detached | £315,000 | 20 Nov 2025 |
104, MINSTER DRIVE, CHERRY WILLINGHAM LN3 4LH | Detached | £220,000 | 19 Nov 2025 |
60, ALLENBY CLOSE LN3 4RH | Flat/Maisonette | £110,000 | 18 Nov 2025 |
10, SILVER STREET, BARDNEY LN3 5SS | Terraced | £60,000 | 14 Nov 2025 |
23, FERN GROVE, CHERRY WILLINGHAM LN3 4BG | Detached | £315,000 | 12 Nov 2025 |
The most recent recorded sale in LN3 was a terraced property on The Meadows for £163,500 in January 2026. Across the last 20 sales, the median price was £225,000.