Average sale prices · HM Land Registry / UK HPI
The average property in Watford sells for £391,494, down 3.3% over the past year. Prices have grown from around £66k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Watford costs 11.0x the local median salary — very stretched, improving from a peak of 13.9x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Watford is £1,815, up 4.9% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Watford price of £391,494 with a 25% deposit (£98k), a 2-year fixed mortgage at 3.97% costs around £1,545 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,545) are £270 less than renting (£1,815). However, buying requires an upfront deposit of £98k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 7, CASSIO APARTMENTS, 1, MALDEN ROAD WD17 4EJ | Flat/Maisonette | £277,000 | 28 Jan 2026 |
78, OXHEY AVENUE WD19 4HA | Terraced | £537,500 | 22 Jan 2026 |
FLAT 5, HAWTHORN HOUSE, 1, PLANTATION CLOSE WD23 2PG | Flat/Maisonette | £328,000 | 22 Jan 2026 |
FLAT 12, HURST COURT, 8, ELLIOT ROAD WD17 4DF | Flat/Maisonette | £320,000 | 20 Jan 2026 |
35, BERRY AVENUE WD24 6RU | Semi-detached | £540,000 | 16 Jan 2026 |
36, CODICOTE DRIVE WD25 9QY | Semi-detached | £480,000 | 16 Jan 2026 |
FLAT 12, FAIRCROSS HOUSE, 116, THE PARADE |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| Flat/Maisonette |
| £265,000 |
| 12 Jan 2026 |
67A, NORTH APPROACH WD25 0EL | Flat/Maisonette | £285,000 | 9 Jan 2026 |
FLAT 7, MONET HOUSE, CASSIO PLACE WD18 7AR | Flat/Maisonette | £370,000 | 9 Jan 2026 |
9, PURBROCK AVENUE WD25 0AD | Semi-detached | £550,000 | 9 Jan 2026 |
147, BUSHEY MILL CRESCENT WD24 7RB | Semi-detached | £607,680 | 8 Jan 2026 |
44, HALES COURT, LEY FARM CLOSE WD25 9BH | Flat/Maisonette | £282,500 | 8 Jan 2026 |
10 - 12, NEW ROAD WD17 2EX | Other | £350,000 | 6 Jan 2026 |
32, KNUTSFORD AVENUE WD24 7EG | Semi-detached | £545,000 | 5 Jan 2026 |
6, MELIA CLOSE, GARSTON WD25 9PH | Flat/Maisonette | £268,000 | 5 Jan 2026 |
42, MEADOW ROAD WD25 0HY | Semi-detached | £500,000 | 23 Dec 2025 |
45, SHAFTESBURY ROAD WD17 2RG | Terraced | £432,250 | 22 Dec 2025 |
17A, ALBERT ROAD NORTH WD17 1QF | Semi-detached | £630,000 | 19 Dec 2025 |
8, HERONSLEA WD25 9PN | Flat/Maisonette | £250,000 | 19 Dec 2025 |
27B, VILLIERS ROAD WD19 4AL | Detached | £575,000 | 19 Dec 2025 |
The most recent recorded sale in Watford was a flat/maisonette property on Malden Road for £277,000 in January 2026. Across the last 20 sales, the median price was £432,250.