Key indicators for buyers
The E4 market presents a mixed picture for buyers. Prices are rising at 15.9%, which may favour acting sooner rather than later. Affordability has improved from a peak of 16.2x in 2022 to 14.3x today. Rising rents (£1,748/mo, +2.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Waltham Forest area
A home in Waltham Forest costs 14.3x the local median salary — very stretched, improving from a peak of 16.2x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Waltham Forest area
Average monthly rent in Waltham Forest is £1,748, up 2.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Waltham Forest price of £638,950 with a 25% deposit (£160k), a 2-year fixed mortgage at 3.97% costs around £2,522 per month.
Monthly cost comparison based on current data
Uses E4 avg. price with Waltham Forest rental data
Monthly mortgage payments (£2,522) are £774 more than renting (£1,748). However, buying requires an upfront deposit of £160k — it would take around 18 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 1, 12, CART LANE E4 7DH | Flat/Maisonette | £435,000 | 22 Jan 2026 |
7, MARGARET AVENUE E4 7NP | Terraced | £625,000 | 16 Jan 2026 |
75, KIMBERLEY ROAD, CHINGFORD E4 6DQ | Semi-detached | £925,000 | 13 Jan 2026 |
16, GEORGE ROAD E4 8NF | Terraced | £500,000 | 12 Jan 2026 |
34, AINSLIE WOOD ROAD E4 9BY | Terraced | £650,000 | 9 Jan 2026 |
48A, WOODLAND ROAD, CHINGFORD E4 7EU | Flat/Maisonette | £385,000 | 9 Jan 2026 |
7, FIELD CLOSE E4 9DJ | Terraced | £457,500 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in E4 sold for £638,950 in 2026, with a median of £637,500 across 10 transactions. Prices rose 15.9% compared to the previous year.
| 9 Jan 2026 |
66, WELLINGTON AVENUE E4 6RE | Detached | £800,000 | 8 Jan 2026 |
27, NELSON ROAD E4 9AP | Terraced | £777,000 | 6 Jan 2026 |
29, GOLDSBOROUGH CRESCENT E4 6PY | Detached | £835,000 | 5 Jan 2026 |
23, RUSSELL ROAD, CHINGFORD E4 8HA | Terraced | £192,000 | 22 Dec 2025 |
21, LARKSHALL CRESCENT E4 6NR | Terraced | £630,000 | 19 Dec 2025 |
FLAT 7, WALSINGHAM HOUSE, 27, FOREST VIEW, CHINGFORD E4 7AX | Flat/Maisonette | £450,000 | 19 Dec 2025 |
14, KING GEORGE WAY E4 7FN | Semi-detached | £440,000 | 19 Dec 2025 |
50, QUEENS GROVE ROAD E4 7BT | Semi-detached | £632,500 | 19 Dec 2025 |
FLAT 7, ALTIUS COURT, 1, JACKS FARM WAY E4 9BF | Flat/Maisonette | £319,000 | 19 Dec 2025 |
4, FRANKLAND ROAD E4 8JT | Terraced | £490,000 | 19 Dec 2025 |
55, HUNGERDOWN E4 6QJ | Flat/Maisonette | £310,000 | 19 Dec 2025 |
192, SEWARDSTONE ROAD E4 7QA | Semi-detached | £629,184 | 19 Dec 2025 |
107, MERRIAM CLOSE E4 9GF | Flat/Maisonette | £275,000 | 18 Dec 2025 |
The most recent recorded sale in E4 was a flat/maisonette property on Cart Lane for £435,000 in January 2026. Across the last 20 sales, the median price was £500,000.