Key indicators for buyers
The M41 market is moderately favourable for buyers. Prices have softened (-12.9%), which could present a buying opportunity. Affordability has improved from a peak of 10.9x in 2023 to 9.6x today. Rising rents (£1,360/mo, +3.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Trafford area
A home in Trafford costs 9.6x the local median salary — stretched, improving from a peak of 10.9x in 2023.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Trafford area
Average monthly rent in Trafford is £1,360, up 3.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Trafford price of £317,000 with a 25% deposit (£79k), a 2-year fixed mortgage at 3.97% costs around £1,251 per month.
Monthly cost comparison based on current data
Uses M41 avg. price with Trafford rental data
Monthly mortgage payments (£1,251) are £109 less than renting (£1,360). However, buying requires an upfront deposit of £79k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
26, STROMA GARDENS, URMSTON M41 7ER | Terraced | £230,000 | 30 Jan 2026 |
55, CONWAY ROAD, URMSTON M41 0TF | Semi-detached | £200,000 | 20 Jan 2026 |
99, SHETLAND WAY, URMSTON M41 7FU | Terraced | £280,000 | 19 Jan 2026 |
56, RAILWAY ROAD, URMSTON M41 0XT | Semi-detached | £360,000 | 16 Jan 2026 |
142, WINCHESTER ROAD, URMSTON M41 0UN | Semi-detached | £210,000 | 13 Jan 2026 |
8, AUBURN DRIVE, URMSTON M41 9LF | Detached | £479,000 | 12 Jan 2026 |
60, FIRWOOD AVENUE, URMSTON M41 9PJ | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in M41 sold for £317,000 in 2026, with a median of £288,000 across 10 transactions. Prices fell 12.9% compared to the previous year.
| £286,000 |
| 12 Jan 2026 |
23, TANHOUSE ROAD, URMSTON M41 8RA | Semi-detached | £290,000 | 9 Jan 2026 |
10, CORFE CLOSE, URMSTON M41 6WZ | Semi-detached | £350,000 | 6 Jan 2026 |
36, BARNFIELD, URMSTON M41 9EN | Semi-detached | £485,000 | 5 Jan 2026 |
165, BENT LANES, URMSTON M41 8NZ | Semi-detached | £500,000 | 23 Dec 2025 |
20, DEVON ROAD, URMSTON M41 6PN | Semi-detached | £372,500 | 19 Dec 2025 |
7, COTSWOLD AVENUE, URMSTON M41 8SZ | Semi-detached | £395,500 | 19 Dec 2025 |
18B, DURNFORD AVENUE, URMSTON M41 9PQ | Semi-detached | £255,000 | 19 Dec 2025 |
9, WESTON AVENUE, URMSTON M41 9DG | Semi-detached | £280,000 | 19 Dec 2025 |
103A, CROFTS BANK ROAD, URMSTON M41 0UU | Detached | £275,000 | 19 Dec 2025 |
9, LOWOOD AVENUE, URMSTON M41 8GD | Detached | £547,000 | 17 Dec 2025 |
13, DUNSTER DRIVE, URMSTON M41 6WT | Semi-detached | £232,500 | 17 Dec 2025 |
73, MOUNT DRIVE, URMSTON M41 9PZ | Semi-detached | £385,000 | 17 Dec 2025 |
52, DERWENT ROAD, URMSTON M41 8UA | Detached | £475,000 | 17 Dec 2025 |
The most recent recorded sale in M41 was a terraced property on Stroma Gardens for £230,000 in January 2026. Across the last 20 sales, the median price was £350,000.