Key indicators for buyers
The EX21 market presents a mixed picture for buyers. Prices are rising at 4.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.7x in 2006 to 8.2x today. Rising rents (£788/mo, +4.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Torridge area
A home in Torridge costs 8.2x the local median salary — stretched, improving from a peak of 11.7x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Torridge area
Average monthly rent in Torridge is £788, up 4.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Torridge price of £407,560 with a 25% deposit (£102k), a 2-year fixed mortgage at 3.97% costs around £1,608 per month.
Monthly cost comparison based on current data
Uses EX21 avg. price with Torridge rental data
Monthly mortgage payments (£1,608) are £820 more than renting (£788). However, buying requires an upfront deposit of £102k — it would take around 59 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
3, BOWHAY, BLACK TORRINGTON EX21 5QA | Semi-detached | £280,000 | 19 Jan 2026 |
GARDEN MEADOW, GERMANSWEEK EX21 5BQ | Detached | £535,120 | 7 Jan 2026 |
9, AISH PARK, SHEBBEAR EX21 5QL | Detached | £545,000 | 10 Dec 2025 |
25, BEECHING CLOSE, HALWILL JUNCTION EX21 5XY | Detached | £315,000 | 5 Dec 2025 |
2, ENDFORD COTTAGES, SHEBBEAR EX21 5RY | Terraced | £215,000 | 28 Nov 2025 |
UPPER METHERELL, HALWILL EX21 5TT | Detached | £665,000 | 20 Oct 2025 |
1 THE BUNGALOW, HENDERBARROW, HALWILL EX21 5TW |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in EX21 sold for £407,560 in 2026, with a median of £407,560 across 2 transactions. Prices rose 4.5% compared to the previous year.
| Semi-detached |
| £325,000 |
| 20 Oct 2025 |
19, STATIONFIELDS, HALWILL JUNCTION EX21 5XX | Terraced | £180,500 | 10 Oct 2025 |
NORTH PARK FARM, WEST CHILLA EX21 5XQ | Other | £925,000 | 8 Oct 2025 |
HIGHER WHITELEIGH EX21 5XH | Other | £885,000 | 30 Sept 2025 |
4, HOLLY CLOSE, HALWILL EX21 5DR | Detached | £490,000 | 10 Sept 2025 |
4, MEDLEY CLOSE, HALWILL JUNCTION EX21 5FA | Detached | £275,000 | 29 Aug 2025 |
11, STATIONFIELDS, HALWILL JUNCTION EX21 5XX | Terraced | £165,000 | 29 Aug 2025 |
LAVENDER COTTAGE, SHEBBEAR EX21 5SG | Detached | £325,000 | 27 Aug 2025 |
10, MEDLEY CLOSE, HALWILL JUNCTION EX21 5FA | Detached | £474,950 | 27 Aug 2025 |
1, HANTONA CLOSE, HIGHAMPTON EX21 5BW | Detached | £470,000 | 14 Aug 2025 |
7, BEECHING CLOSE, HALWILL JUNCTION EX21 5XY | Terraced | £148,000 | 11 Aug 2025 |
4, LIME COURT, SOUTH STREET, SHEEPWASH EX21 5LZ | Semi-detached | £225,000 | 8 Aug 2025 |
4, THE MALTINGS, BLACK TORRINGTON EX21 5PR | Detached | £292,500 | 5 Aug 2025 |
MARYS COTTAGE, CHILLA EX21 5XE | Detached | £485,000 | 30 Jul 2025 |
The most recent recorded sale in EX21 was a semi-detached property on Bowhay for £280,000 in January 2026. Across the last 20 sales, the median price was £325,000.