Key indicators for buyers
The CO12 market is moderately favourable for buyers. Prices have softened (-2.4%), which could present a buying opportunity. Affordability has improved from a peak of 9.6x in 2021 to 8.0x today. Rising rents (£1,045/mo, +7.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Tendring area
A home in Tendring costs 8.0x the local median salary — stretched, improving from a peak of 9.6x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Tendring area
Average monthly rent in Tendring is £1,045, up 7.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Tendring price of £253,889 with a 25% deposit (£63k), a 2-year fixed mortgage at 3.97% costs around £1,002 per month.
Monthly cost comparison based on current data
Uses CO12 avg. price with Tendring rental data
Monthly mortgage payments (£1,002) are £43 less than renting (£1,045). However, buying requires an upfront deposit of £63k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
9, KINGS HEAD STREET CO12 3EF | Flat/Maisonette | £110,000 | 23 Jan 2026 |
PIT STOP, STONES GREEN CO12 5BU | Detached | £425,000 | 19 Jan 2026 |
464, MAIN ROAD CO12 4ES | Semi-detached | £275,000 | 16 Jan 2026 |
48, KINGS ROAD CO12 4DS | Terraced | £280,000 | 15 Jan 2026 |
17, BROOKLYN MEWS CO12 3QT | Terraced | £177,000 | 15 Jan 2026 |
17, BEXLEY AVENUE CO12 4XW | Semi-detached | £170,000 | 15 Jan 2026 |
12, KRESWELL GROVE CO12 3SZ | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CO12 sold for £253,889 in 2026, with a median of £230,000 across 9 transactions. Prices fell 2.4% compared to the previous year.
| £390,000 |
| 9 Jan 2026 |
1, EVES COURT CO12 4RH | Semi-detached | £228,000 | 9 Jan 2026 |
15, HOLYROOD CO12 4UH | Terraced | £230,000 | 6 Jan 2026 |
25, JUBILEE CLOSE CO12 4XD | Terraced | £142,500 | 19 Dec 2025 |
26, THE HAVEN CO12 4LA | Semi-detached | £178,000 | 19 Dec 2025 |
53, CLAYTON ROAD, RAMSEY CO12 4TH | Terraced | £200,000 | 19 Dec 2025 |
506, MAIN ROAD CO12 4HH | Terraced | £230,000 | 19 Dec 2025 |
20, BROOKLYN ROAD CO12 3QE | Terraced | £215,000 | 19 Dec 2025 |
14, LEE ROAD CO12 3SJ | Terraced | £225,000 | 19 Dec 2025 |
70, MANOR ROAD CO12 4DY | Terraced | £190,000 | 18 Dec 2025 |
33, CHASE LANE CO12 4NB | Semi-detached | £295,000 | 17 Dec 2025 |
19, KINGFISHER DRIVE CO12 4WE | Terraced | £210,000 | 17 Dec 2025 |
729 - 731, MAIN ROAD CO12 4LZ | Other | £400,000 | 16 Dec 2025 |
33, VIENNA CLOSE CO12 3SL | Detached | £335,000 | 12 Dec 2025 |
The most recent recorded sale in CO12 was a flat/maisonette property on Kings Head Street for £110,000 in January 2026. Across the last 20 sales, the median price was £228,000.