Key indicators for buyers
The OL5 market is moderately favourable for buyers. Prices have softened (-8.4%), which could present a buying opportunity. Affordability has improved from a peak of 7.4x in 2022 to 6.9x today. Rising rents (£913/mo, +8.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Tameside area
A home in Tameside costs 6.9x the local median salary — moderate, improving from a peak of 7.4x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Tameside area
Average monthly rent in Tameside is £913, up 8.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Tameside price of £198,333 with a 25% deposit (£50k), a 2-year fixed mortgage at 3.97% costs around £783 per month.
Monthly cost comparison based on current data
Uses OL5 avg. price with Tameside rental data
Monthly mortgage payments (£783) are £130 less than renting (£913). However, buying requires an upfront deposit of £50k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
65, HART MILL CLOSE, MOSSLEY OL5 0NU | Terraced | £197,000 | 23 Jan 2026 |
5, BATLEY STREET, MOSSLEY OL5 0EN | Terraced | £195,000 | 19 Jan 2026 |
53, CURZON STREET, MOSSLEY OL5 0HB | Terraced | £203,000 | 16 Jan 2026 |
7, HIGHER NEWTONS, MOSSLEY OL5 9AZ | Terraced | £139,000 | 19 Dec 2025 |
4, KING STREET, MOSSLEY OL5 9HX | Terraced | £210,000 | 19 Dec 2025 |
5, ANTHONY STREET, MOSSLEY OL5 0HU | Semi-detached | £157,000 | 18 Dec 2025 |
19, BORDER MILL FOLD, MOSSLEY OL5 9GD | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in OL5 sold for £198,333 in 2026, with a median of £197,000 across 3 transactions. Prices fell 8.4% compared to the previous year.
| £134,000 |
| 17 Dec 2025 |
15, QUICK VIEW, MOSSLEY OL5 9DU | Semi-detached | £290,000 | 12 Dec 2025 |
10, CARRHILL ROAD, MOSSLEY OL5 0QT | Terraced | £257,000 | 12 Dec 2025 |
24, VERNON STREET, MOSSLEY OL5 0BT | Terraced | £180,000 | 11 Dec 2025 |
12, SPRING STREET, MOSSLEY OL5 0BS | Terraced | £125,000 | 10 Dec 2025 |
12, SPRING STREET, MOSSLEY OL5 0BS | Terraced | £125,000 | 10 Dec 2025 |
5, DERBY STREET, MOSSLEY OL5 9NU | Terraced | £150,000 | 10 Dec 2025 |
50, THREE COUNTIES ROAD, MOSSLEY OL5 9GA | Semi-detached | £345,000 | 5 Dec 2025 |
46, WATERS REACH, MOSSLEY OL5 9FG | Detached | £408,000 | 5 Dec 2025 |
2, THE LARCHES, MOSSLEY OL5 9DN | Semi-detached | £221,000 | 27 Nov 2025 |
BANK CHAMBERS, 33, STAMFORD STREET, MOSSLEY OL5 0LL | Terraced | £150,000 | 27 Nov 2025 |
40, WATERTON LANE, MOSSLEY OL5 0NE | Terraced | £200,000 | 26 Nov 2025 |
25, MEADOW CLOSE, MOSSLEY OL5 9DS | Semi-detached | £283,200 | 26 Nov 2025 |
2, VALE VIEW, MOSSLEY OL5 9GF | Flat/Maisonette | £155,000 | 24 Nov 2025 |
The most recent recorded sale in OL5 was a terraced property on Hart Mill Close for £197,000 in January 2026. Across the last 20 sales, the median price was £197,000.