Key indicators for buyers
The SN1 market is moderately favourable for buyers. Prices have softened (-11.2%), which could present a buying opportunity. Affordability has improved from a peak of 7.9x in 2021 to 7.0x today. Rising rents (£1,080/mo, +3.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Swindon area
A home in Swindon costs 7.0x the local median salary — moderate, improving from a peak of 7.9x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swindon area
Average monthly rent in Swindon is £1,080, up 3.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swindon price of £244,000 with a 25% deposit (£61k), a 2-year fixed mortgage at 3.97% costs around £963 per month.
Monthly cost comparison based on current data
Uses SN1 avg. price with Swindon rental data
Monthly mortgage payments (£963) are £117 less than renting (£1,080). However, buying requires an upfront deposit of £61k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
6, BUTTERWORTH STREET SN1 5HA | Terraced | £200,000 | 27 Jan 2026 |
27, DOVER STREET SN1 3JP | Terraced | £198,000 | 19 Jan 2026 |
46, WHEATCROFT WAY SN1 2RA | Detached | £345,000 | 16 Jan 2026 |
37, CULVERHOUSE ROAD SN1 2PE | Semi-detached | £315,000 | 12 Jan 2026 |
66, PARAMOUNT, BECKHAMPTON STREET SN1 2SE | Flat/Maisonette | £80,000 | 8 Jan 2026 |
12, CULVERHOUSE ROAD SN1 2PF | Terraced | £345,000 | 6 Jan 2026 |
1, MEDGBURY PLACE SN1 2AR | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SN1 sold for £244,000 in 2026, with a median of £225,000 across 7 transactions. Prices fell 11.2% compared to the previous year.
| £225,000 |
| 6 Jan 2026 |
13, MARLBOROUGH STREET SN1 5HL | Terraced | £215,000 | 22 Dec 2025 |
33, WESTMORLAND ROAD SN1 2ND | Terraced | £255,000 | 22 Dec 2025 |
5, BLAGROVE HOUSE APARTMENTS, 2 - 3, NEWPORT STREET SN1 3DX | Flat/Maisonette | £168,000 | 22 Dec 2025 |
137, VICTORIA ROAD SN1 3BU | Terraced | £260,000 | 19 Dec 2025 |
131, MANCHESTER ROAD SN1 2AF | Terraced | £210,000 | 19 Dec 2025 |
11, BRUNSWICK STREET SN1 3NA | Terraced | £267,000 | 19 Dec 2025 |
79, PARAMOUNT, BECKHAMPTON STREET SN1 2SE | Flat/Maisonette | £140,000 | 19 Dec 2025 |
9, TAUNTON STREET SN1 5EE | Terraced | £151,500 | 19 Dec 2025 |
19, TRECASTLE ROAD SN1 7BU | Detached | £261,000 | 19 Dec 2025 |
8, MATTOCKS PATH SN1 7BS | Semi-detached | £275,000 | 19 Dec 2025 |
5, TREVELLO ROAD SN1 7BZ | Detached | £465,000 | 19 Dec 2025 |
10, THE LOCK APARTMENTS, 19, FLEMING WAY SN1 2NG | Flat/Maisonette | £104,000 | 19 Dec 2025 |
10, BECKETT STRAND SN1 7DE | Semi-detached | £368,000 | 19 Dec 2025 |
The most recent recorded sale in SN1 was a terraced property on Butterworth Street for £200,000 in January 2026. Across the last 20 sales, the median price was £255,000.