Key indicators for buyers
The SA5 market is moderately favourable for buyers. Prices are rising at 42.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.0x in 2007 to 5.4x today. Rising rents (£829/mo, +6.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Swansea area
A home in Swansea costs 5.4x the local median salary — moderate, improving from a peak of 7.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swansea area
Average monthly rent in Swansea is £829, up 6.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swansea price of £241,306 with a 25% deposit (£60k), a 2-year fixed mortgage at 3.97% costs around £952 per month.
Monthly cost comparison based on current data
Uses SA5 avg. price with Swansea rental data
Monthly mortgage payments (£952) are £123 more than renting (£829). However, buying requires an upfront deposit of £60k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
22, PENGORS ROAD, LLANGYFELACH SA5 7JE | Semi-detached | £220,000 | 28 Jan 2026 |
33, CLARE STREET, MANSELTON SA5 9PG | Terraced | £135,000 | 19 Jan 2026 |
100, ROBERT STREET, MANSELTON SA5 9NA | Terraced | £131,500 | 16 Jan 2026 |
14, CLOS ADERYN DU, GENDROS SA5 8EE | Semi-detached | £220,000 | 12 Jan 2026 |
20, MYNYDD NEWYDD ROAD, PENLAN SA5 5AE | Semi-detached | £158,250 | 9 Jan 2026 |
19, DENVER ROAD, FFORESTFACH SA5 4DA | Detached | £165,000 | 9 Jan 2026 |
105, HEOL AWSTIN, RAVENHILL SA5 5EF |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA5 sold for £241,306 in 2026, with a median of £165,000 across 9 transactions. Prices rose 42.5% compared to the previous year.
| Semi-detached |
| £122,000 |
| 7 Jan 2026 |
CAEREITHIN FARMHOUSE, CAEREITHIN FARM LANE, RAVENHILL SA5 5GH | Detached | £695,000 | 5 Jan 2026 |
4, FARM COTTAGE, CAEREITHIN FARM LANE, RAVENHILL SA5 5GH | Other | £325,000 | 5 Jan 2026 |
24, WESTFIELD ROAD, WAUNARLWYDD SA5 4SJ | Detached | £580,000 | 29 Dec 2025 |
38, EPPYNT ROAD, PENLAN SA5 7AZ | Semi-detached | £95,000 | 22 Dec 2025 |
55, IORWERTH STREET, MANSELTON SA5 9NP | Terraced | £140,000 | 19 Dec 2025 |
72, PENFILIA ROAD, BRYNHYFRYD SA5 9HS | Terraced | £130,000 | 19 Dec 2025 |
42, ROSELAND ROAD, WAUNARLWYDD SA5 4ST | Detached | £475,000 | 18 Dec 2025 |
27, GELLI DEG, FFORESTFACH SA5 4PB | Semi-detached | £265,000 | 18 Dec 2025 |
19, HEOL FRANK, PENLAN SA5 7AR | Semi-detached | £156,000 | 18 Dec 2025 |
382, PENTREGETHIN ROAD, GENDROS SA5 8AH | Detached | £280,000 | 17 Dec 2025 |
64, YSTRAD ROAD, FFORESTFACH SA5 4BU | Terraced | £180,000 | 17 Dec 2025 |
96, CECIL STREET, MANSELTON SA5 8QH | Terraced | £225,000 | 17 Dec 2025 |
16, FAIRVIEW ROAD, LLANGYFELACH SA5 7JJ | Semi-detached | £143,000 | 17 Dec 2025 |
The most recent recorded sale in SA5 was a semi-detached property on Pengors Road for £220,000 in January 2026. Across the last 20 sales, the median price was £180,000.