Key indicators for buyers
The SA3 market looks favourable for buyers. Prices have softened (-28.9%), which could present a buying opportunity. Affordability has improved from a peak of 7.0x in 2007 to 5.4x today. Rising rents (£829/mo, +6.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Swansea area
A home in Swansea costs 5.4x the local median salary — moderate, improving from a peak of 7.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swansea area
Average monthly rent in Swansea is £829, up 6.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swansea price of £282,500 with a 25% deposit (£71k), a 2-year fixed mortgage at 3.97% costs around £1,115 per month.
Monthly cost comparison based on current data
Uses SA3 avg. price with Swansea rental data
Monthly mortgage payments (£1,115) are £286 more than renting (£829). However, buying requires an upfront deposit of £71k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 31, MUMBLES BAY COURT, MAYALS ROAD, BLACKPILL SA3 5BS | Flat/Maisonette | £205,000 | 16 Jan 2026 |
5, LAMBOURNE DRIVE, NEWTON SA3 4UW | Semi-detached | £357,500 | 9 Jan 2026 |
59, GLOUCESTER PLACE, MUMBLES SA3 4LQ | Terraced | £285,000 | 9 Jan 2026 |
APARTMENT 12, THE OSBORNE, ROTHERSLADE ROAD, LANGLAND SA3 4QA | Flat/Maisonette | £170,000 | 23 Dec 2025 |
1, HOLLYBUSH CLOSE, NEWTON SA3 4UZ | Detached | £1,350,000 | 22 Dec 2025 |
89, CASTLE ACRE, MUMBLES SA3 5TH | Terraced | £272,000 | 19 Dec 2025 |
ROSE COTTAGE, HORTON SA3 1LB |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA3 sold for £282,500 in 2026, with a median of £285,000 across 3 transactions. Prices fell 28.9% compared to the previous year.
| Detached |
| £408,500 |
| 18 Dec 2025 |
4, ROCKHILL, MUMBLES SA3 4ED | Terraced | £230,000 | 17 Dec 2025 |
28, FOLLAND COURT, WEST CROSS SA3 5BJ | Flat/Maisonette | £243,000 | 15 Dec 2025 |
9, PORTWAY, BISHOPSTON SA3 3JR | Semi-detached | £350,000 | 12 Dec 2025 |
26, PENNARD DRIVE, SOUTHGATE SA3 2BL | Semi-detached | £335,000 | 12 Dec 2025 |
25, CROFTFIELD CRESCENT, NEWTON SA3 4UL | Semi-detached | £351,500 | 11 Dec 2025 |
APARTMENT 1, BAYVIEW, 15, OVERLAND ROAD, MUMBLES SA3 4LP | Flat/Maisonette | £335,000 | 11 Dec 2025 |
TIR NAN NOG, MIDDLETON SA3 1PJ | Detached | £575,000 | 11 Dec 2025 |
18, WESTCLIFF, MUMBLES SA3 4JN | Detached | £253,000 | 11 Dec 2025 |
17, HENEAGE DRIVE, WEST CROSS SA3 5BR | Flat/Maisonette | £245,000 | 10 Dec 2025 |
9, MAYTREE AVENUE, WEST CROSS SA3 5NB | Semi-detached | £225,000 | 10 Dec 2025 |
124, OWLS LODGE LANE, MAYALS SA3 5DP | Detached | £702,000 | 10 Dec 2025 |
6, NORTON ROAD, MUMBLES SA3 5TQ | Detached | £350,000 | 9 Dec 2025 |
1, RAVENS WALK, WEST CROSS SA3 5RG | Semi-detached | £357,000 | 8 Dec 2025 |
The most recent recorded sale in SA3 was a flat/maisonette property on Mayals Road for £205,000 in January 2026. Across the last 20 sales, the median price was £335,000.