Key indicators for buyers
The SA1 market looks favourable for buyers. Prices have softened (-3.6%), which could present a buying opportunity. Affordability has improved from a peak of 7.0x in 2007 to 5.4x today. Rising rents (£829/mo, +6.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Swansea area
A home in Swansea costs 5.4x the local median salary — moderate, improving from a peak of 7.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swansea area
Average monthly rent in Swansea is £829, up 6.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swansea price of £162,700 with a 25% deposit (£41k), a 2-year fixed mortgage at 3.97% costs around £642 per month.
Monthly cost comparison based on current data
Uses SA1 avg. price with Swansea rental data
Monthly mortgage payments (£642) are £187 less than renting (£829). However, buying requires an upfront deposit of £41k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
95, RODNEY STREET SA1 3UB | Terraced | £183,000 | 30 Jan 2026 |
APARTMENT 507, CASTLE BUILDINGS, 32, CASTLE STREET SA1 1JH | Flat/Maisonette | £54,000 | 23 Jan 2026 |
25, BAYVIEW TERRACE SA1 4LT | Terraced | £190,000 | 19 Jan 2026 |
101, PWLL STREET, LANDORE SA1 2PB | Terraced | £132,500 | 16 Jan 2026 |
159, ST HELENS AVENUE SA1 4NQ | Terraced | £244,000 | 15 Jan 2026 |
31, MONTPELIER TERRACE SA1 6JW | Terraced | £195,000 | 15 Jan 2026 |
105, HEOL Y GORS, TOWNHILL SA1 6RY | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA1 sold for £162,700 in 2026, with a median of £170,000 across 11 transactions. Prices fell 3.6% compared to the previous year.
| £120,000 |
| 13 Jan 2026 |
2, FISHERMANS WAY, MARITIME QUARTER SA1 1SU | Terraced | £338,000 | 9 Jan 2026 |
FLAT 10, HOMEGOWER HOUSE, ST HELENS ROAD SA1 4DH | Flat/Maisonette | £53,200 | 9 Jan 2026 |
52, MORRIS DRIVE, PENTRECHWYTH SA1 7EX | Terraced | £170,000 | 8 Jan 2026 |
57, SILOH ROAD, LANDORE SA1 2PE | Terraced | £110,000 | 5 Jan 2026 |
32, CORK HOUSE, MANNHEIM QUAY, MARITIME QUARTER SA1 1RT | Flat/Maisonette | £155,000 | 22 Dec 2025 |
10, GRANDISON STREET SA1 2HQ | Terraced | £145,000 | 22 Dec 2025 |
1, CHARLOTTE COURT, TOWNHILL SA1 6RF | Detached | £240,000 | 22 Dec 2025 |
21, CWMFELIN WAY SA1 2DR | Semi-detached | £200,000 | 19 Dec 2025 |
9, GLAMORGAN STREET SA1 3SY | Terraced | £180,000 | 19 Dec 2025 |
43, ELMHURST CRESCENT, ST THOMAS SA1 8EA | Semi-detached | £200,000 | 19 Dec 2025 |
17, ANCHOR COURT, MARITIME QUARTER SA1 3XA | Flat/Maisonette | £249,950 | 19 Dec 2025 |
44, WERN ROAD, LANDORE SA1 2PA | Terraced | £120,000 | 19 Dec 2025 |
50, COLWYN AVENUE, WINCH WEN SA1 7EJ | Semi-detached | £71,496 | 19 Dec 2025 |
The most recent recorded sale in SA1 was a terraced property on Rodney Street for £183,000 in January 2026. Across the last 20 sales, the median price was £180,000.