Key indicators for buyers
The SM6 market is moderately favourable for buyers. Prices have softened (-2.9%), which could present a buying opportunity. Affordability has improved from a peak of 13.8x in 2021 to 11.4x today. Rising rents (£1,544/mo, +2.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Sutton area
A home in Sutton costs 11.4x the local median salary — very stretched, improving from a peak of 13.8x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Sutton area
Average monthly rent in Sutton is £1,544, up 2.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sutton price of £437,611 with a 25% deposit (£109k), a 2-year fixed mortgage at 3.97% costs around £1,727 per month.
Monthly cost comparison based on current data
Uses SM6 avg. price with Sutton rental data
Monthly mortgage payments (£1,727) are £183 more than renting (£1,544). However, buying requires an upfront deposit of £109k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
1, BIRCH COURT, MALDON ROAD SM6 8BJ | Flat/Maisonette | £260,000 | 22 Jan 2026 |
FLAT 14, 20 - 22, BELMONT ROAD SM6 8TB | Flat/Maisonette | £245,000 | 13 Jan 2026 |
OVERHILL, WOODMANSTERNE LANE SM6 0SU | Detached | £856,000 | 9 Jan 2026 |
19, ST GEORGES ROAD SM6 0AS | Semi-detached | £675,000 | 9 Jan 2026 |
76, UPPER ROAD SM6 8JY | Semi-detached | £425,000 | 8 Jan 2026 |
FLAT 2, AIRBORNE HOUSE, 17, MALDON ROAD SM6 8BL | Flat/Maisonette | £217,500 | 7 Jan 2026 |
88, CORBET CLOSE SM6 7AR | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SM6 sold for £437,611 in 2026, with a median of £425,000 across 9 transactions. Prices fell 2.9% compared to the previous year.
| £555,000 |
| 7 Jan 2026 |
25, PRINCE CHARLES WAY SM6 7BP | Terraced | £450,000 | 5 Jan 2026 |
32, BIRCH COURT, MALDON ROAD SM6 8BJ | Flat/Maisonette | £255,000 | 5 Jan 2026 |
11, CHANDLER COURT, 7, HOLMWOOD GARDENS SM6 0HN | Flat/Maisonette | £250,000 | 19 Dec 2025 |
32, MARCHMONT ROAD SM6 9NU | Semi-detached | £730,000 | 19 Dec 2025 |
7, PRIMROSE CLOSE SM6 7HJ | Terraced | £400,000 | 19 Dec 2025 |
FLAT 3, 3, FOXGLOVE WAY SM6 7JJ | Flat/Maisonette | £185,000 | 18 Dec 2025 |
3, GREENWAY SM6 8DQ | Semi-detached | £550,000 | 18 Dec 2025 |
FLAT 2, MELROSE TUDOR, PLOUGH LANE SM6 8LR | Flat/Maisonette | £265,000 | 18 Dec 2025 |
9, ROYSTON AVENUE SM6 8HZ | Semi-detached | £593,000 | 17 Dec 2025 |
5, BOND GARDENS SM6 7LW | Terraced | £345,000 | 12 Dec 2025 |
2, QUEENS ROAD SM6 0AG | Flat/Maisonette | £357,000 | 12 Dec 2025 |
FLAT 11, ELLES HOUSE, SHOTFIELD SM6 0BL | Flat/Maisonette | £315,000 | 12 Dec 2025 |
26, BIRCHWOOD AVENUE SM6 7EN | Semi-detached | £575,000 | 12 Dec 2025 |
The most recent recorded sale in SM6 was a flat/maisonette property on Maldon Road for £260,000 in January 2026. Across the last 20 sales, the median price was £400,000.