Key indicators for buyers
The KT4 market is moderately favourable for buyers. Prices have softened (-9.3%), which could present a buying opportunity. Affordability has improved from a peak of 13.8x in 2021 to 11.4x today. Rising rents (£1,544/mo, +2.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Sutton area
A home in Sutton costs 11.4x the local median salary — very stretched, improving from a peak of 13.8x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Sutton area
Average monthly rent in Sutton is £1,544, up 2.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sutton price of £512,125 with a 25% deposit (£128k), a 2-year fixed mortgage at 3.97% costs around £2,021 per month.
Monthly cost comparison based on current data
Uses KT4 avg. price with Sutton rental data
Monthly mortgage payments (£2,021) are £477 more than renting (£1,544). However, buying requires an upfront deposit of £128k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
93A, CENTRAL ROAD KT4 8DY | Flat/Maisonette | £275,000 | 23 Jan 2026 |
63, IDMISTON SQUARE KT4 7SX | Terraced | £522,000 | 20 Jan 2026 |
159, MANOR DRIVE NORTH KT4 7RT | Semi-detached | £650,000 | 16 Jan 2026 |
122, CAVERLEIGH WAY KT4 8DQ | Terraced | £485,000 | 16 Jan 2026 |
24, LEYFIELD KT4 7LS | Semi-detached | £775,000 | 15 Jan 2026 |
44, CARDINAL CLOSE KT4 7EH | Semi-detached | £545,000 | 9 Jan 2026 |
86, BOSCOMBE ROAD KT4 8PL | Terraced | £465,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in KT4 sold for £512,125 in 2026, with a median of £503,500 across 8 transactions. Prices fell 9.3% compared to the previous year.
| 8 Jan 2026 |
24, CONRAD DRIVE KT4 8PP | Terraced | £380,000 | 8 Jan 2026 |
164, KINGSHILL AVENUE KT4 8DB | Semi-detached | £551,700 | 19 Dec 2025 |
29, TRENT WAY KT4 8TW | Terraced | £427,000 | 19 Dec 2025 |
5, SANDRINGHAM ROAD KT4 8XW | Semi-detached | £886,250 | 18 Dec 2025 |
31, CONRAD DRIVE KT4 8PR | Terraced | £425,000 | 18 Dec 2025 |
77, CLARKES AVENUE KT4 8QA | Terraced | £560,000 | 18 Dec 2025 |
4, CANTERBURY CLOSE KT4 8GR | Terraced | £585,000 | 18 Dec 2025 |
11A, CHURCH ROAD KT4 7RD | Terraced | £740,000 | 18 Dec 2025 |
262, STONELEIGH AVENUE KT4 8YB | Terraced | £610,000 | 17 Dec 2025 |
LAND AT THE BACK OF, 264, STONELEIGH AVENUE KT4 8YB | Other | £610,000 | 17 Dec 2025 |
4, THE WARREN KT4 7DL | Detached | £770,000 | 16 Dec 2025 |
11, LADY HAY KT4 7LT | Semi-detached | £900,000 | 16 Dec 2025 |
14, BROADMEAD AVENUE KT4 7SW | Semi-detached | £850,000 | 15 Dec 2025 |
The most recent recorded sale in KT4 was a flat/maisonette property on Central Road for £275,000 in January 2026. Across the last 20 sales, the median price was £585,000.