Average sale prices · HM Land Registry / UK HPI
The average property in Surrey sells for £519,341, down slightly (0.6%) over the past year. Prices have grown from around £90k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Surrey costs 11.8x the local median salary — very stretched, improving from a peak of 13.8x in 2021.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Surrey price of £519,341 with a 25% deposit (£130k), a 2-year fixed mortgage at 3.97% costs around £2,050 per month.
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.