Key indicators for buyers
The Sunderland market looks favourable for buyers. Prices are rising at 6.0%, which may favour acting sooner rather than later. Affordability has improved from a peak of 5.4x in 2021 to 4.8x today. Rising rents (£694/mo, +4.3%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Sunderland costs 4.8x the local median salary — relatively affordable, improving from a peak of 5.4x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Sunderland is £694, up 4.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sunderland price of £144,530 with a 25% deposit (£36k), a 2-year fixed mortgage at 3.97% costs around £570 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£570) are £124 less than renting (£694). However, buying requires an upfront deposit of £36k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
38, HAWARDEN CRESCENT SR4 7NJ | Terraced | £140,000 | 26 Jan 2026 |
7, BRETTON CLOSE NE38 8FE | Detached | £370,000 | 23 Jan 2026 |
62, HEUGH HILL NE9 7NS | Semi-detached | £75,000 | 23 Jan 2026 |
6, RABY CLOSE DH4 6JE | Semi-detached | £90,000 | 23 Jan 2026 |
19, MORTIMER STREET SR4 6RA | Terraced | £60,000 | 23 Jan 2026 |
80, LEIGHFIELD DRIVE SR3 2DD | Detached | £429,950 | 23 Jan 2026 |
4, WHERNSIDE CLOSE NE37 1ST | Semi-detached | £165,000 |
10postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Sunderland sells for £144,530, up 6.0% over the past year. Prices have grown from around £35k in the mid-1990s.
| 23 Jan 2026 |
15, MARLBOROUGH ROAD SR4 9NG | Semi-detached | £190,000 | 22 Jan 2026 |
17, ELIZABETH STREET, CASTLETOWN SR5 3BP | Terraced | £70,000 | 21 Jan 2026 |
1, RIVER VIEW, LOW STREET SR1 2AT | Flat/Maisonette | £46,000 | 21 Jan 2026 |
5, GILLSIDE GROVE SR6 9PQ | Terraced | £230,000 | 20 Jan 2026 |
26, ROSEDALE TERRACE SR6 9EG | Terraced | £160,000 | 19 Jan 2026 |
28, ROWAN DRIVE, HETTON LE HOLE DH5 9LF | Semi-detached | £243,000 | 19 Jan 2026 |
84, GRAY ROAD SR2 8BW | Terraced | £118,000 | 19 Jan 2026 |
12, YORK HOUSE, BAXTER ROAD SR5 4DR | Flat/Maisonette | £36,000 | 16 Jan 2026 |
4, GRANGE STREET SOUTH SR2 9QS | Terraced | £85,000 | 16 Jan 2026 |
17, MONUMENT TERRACE DH4 7JF | Terraced | £70,000 | 16 Jan 2026 |
123, CANON COCKIN STREET SR2 8PR | Terraced | £30,000 | 16 Jan 2026 |
97, KENILWORTH COURT NE37 3EG | Flat/Maisonette | £35,000 | 16 Jan 2026 |
104, GRINDON LANE SR3 4ET | Flat/Maisonette | £35,000 | 16 Jan 2026 |
The most recent recorded sale in Sunderland was a terraced property on Hawarden Crescent for £140,000 in January 2026. Across the last 20 sales, the median price was £90,000.