Key indicators for buyers
The GL12 market presents a mixed picture for buyers. Prices are rising at 17.9%, which may favour acting sooner rather than later. Affordability has improved from a peak of 10.3x in 2021 to 9.1x today. Rising rents (£1,031/mo, +7.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Stroud area
A home in Stroud costs 9.1x the local median salary — stretched, improving from a peak of 10.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Stroud area
Average monthly rent in Stroud is £1,031, up 7.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Stroud price of £505,000 with a 25% deposit (£126k), a 2-year fixed mortgage at 3.97% costs around £1,993 per month.
Monthly cost comparison based on current data
Uses GL12 avg. price with Stroud rental data
Monthly mortgage payments (£1,993) are £962 more than renting (£1,031). However, buying requires an upfront deposit of £126k — it would take around 45 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
13, LUDGATE HILL GL12 7JJ | Terraced | £505,000 | 9 Jan 2026 |
21, HIGH STREET, WICKWAR GL12 8NE | Terraced | £315,000 | 19 Dec 2025 |
2, GOTHIC COTTAGES, COOMBE LANE, COOMBE GL12 7NQ | Semi-detached | £290,000 | 16 Dec 2025 |
TAMARISKS, SYMN LANE GL12 7BD | Detached | £988,000 | 10 Dec 2025 |
9, GLOUCESTER ROW GL12 7DX | Terraced | £395,000 | 10 Dec 2025 |
98, POSKETT WAY, CHARFIELD GL12 8FG | Flat/Maisonette | £76,000 | 5 Dec 2025 |
11, ABBEY STREET, KINGSWOOD GL12 8RN | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in GL12 sold for £505,000 in 2026, with a median of £505,000 across 1 transactions. Prices rose 17.9% compared to the previous year.
| £220,000 |
| 1 Dec 2025 |
5, WATERMILL CLOSE, FALFIELD GL12 8BW | Detached | £365,000 | 28 Nov 2025 |
16, POSKETT WAY, CHARFIELD GL12 8FG | Semi-detached | £330,000 | 28 Nov 2025 |
90, PARKLANDS GL12 7NR | Detached | £505,000 | 28 Nov 2025 |
1, WEST VIEW GL12 7HP | Semi-detached | £470,000 | 28 Nov 2025 |
19, CLEMENTS WAY, TYTHERINGTON GL12 8FT | Semi-detached | £455,000 | 28 Nov 2025 |
5, MAY GROVE, CHARFIELD GL12 8SX | Terraced | £240,000 | 27 Nov 2025 |
17, BRAMLEY CLOSE, KINGSWOOD GL12 8SF | Detached | £478,000 | 27 Nov 2025 |
2, VINEYARD LANE, KINGSWOOD GL12 8SB | Semi-detached | £475,000 | 21 Nov 2025 |
39, LONGS VIEW, CHARFIELD GL12 8HZ | Detached | £625,000 | 19 Nov 2025 |
9, COURT ORCHARD GL12 7JB | Terraced | £340,000 | 17 Nov 2025 |
8, CLOVERLEA, KINGSWOOD GL12 8FU | Other | £325,796 | 13 Nov 2025 |
2, HILL ROAD GL12 7LW | Semi-detached | £230,000 | 12 Nov 2025 |
34, TANNER WAY, WICKWAR GL12 8FR | Semi-detached | £360,000 | 12 Nov 2025 |
The most recent recorded sale in GL12 was a terraced property on Ludgate Hill for £505,000 in January 2026. Across the last 20 sales, the median price was £365,000.