Key indicators for buyers
The ST4 market looks favourable for buyers. Prices have softened (-22.6%), which could present a buying opportunity. Rising rents (£701/mo, +7.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Stoke-on-Trent area
A home in Stoke-on-Trent costs 4.4x the local median salary — relatively affordable, improving from a peak of 4.8x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Stoke-on-Trent area
Average monthly rent in Stoke-on-Trent is £701, up 7.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Stoke-on-Trent price of £141,625 with a 25% deposit (£35k), a 2-year fixed mortgage at 3.97% costs around £559 per month.
Monthly cost comparison based on current data
Uses ST4 avg. price with Stoke-on-Trent rental data
Monthly mortgage payments (£559) are £142 less than renting (£701). However, buying requires an upfront deposit of £35k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
52, PENSTOCK DRIVE ST4 7GF | Flat/Maisonette | £86,000 | 21 Jan 2026 |
24, GOLDENHILL ROAD ST4 3DW | Terraced | £122,000 | 20 Jan 2026 |
48, SHELBURNE STREET ST4 5EY | Semi-detached | £151,000 | 19 Jan 2026 |
26, LANSDOWNE ROAD ST4 6EY | Semi-detached | £168,000 | 19 Jan 2026 |
8, CLERMONT AVENUE ST4 8QN | Semi-detached | £179,000 | 16 Jan 2026 |
331, KING STREET ST4 3EJ | Terraced | £117,500 | 16 Jan 2026 |
37, KERSBROOK CLOSE ST4 8XL | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in ST4 sold for £141,625 in 2026, with a median of £130,000 across 20 transactions. Prices fell 22.6% compared to the previous year.
| £200,000 |
| 16 Jan 2026 |
343, LEEK ROAD ST4 2BU | Semi-detached | £145,000 | 16 Jan 2026 |
28, STANLEY ROAD ST4 7PN | Terraced | £131,500 | 15 Jan 2026 |
22, ALLEN STREET ST4 7NP | Terraced | £92,500 | 15 Jan 2026 |
144, VICTORIA STREET ST4 6HD | Terraced | £86,000 | 13 Jan 2026 |
333, LEEK ROAD ST4 2BU | Semi-detached | £130,000 | 13 Jan 2026 |
62, NEVILLE STREET ST4 5BW | Terraced | £130,000 | 13 Jan 2026 |
17, BEECH TREE GROVE ST4 3FD | Semi-detached | £185,000 | 12 Jan 2026 |
FLAT 13, STAMER HOUSE, 45, QUARRY AVENUE ST4 7EW | Flat/Maisonette | £95,000 | 9 Jan 2026 |
29, DAVIS STREET ST4 7AD | Terraced | £49,000 | 8 Jan 2026 |
6, ELMSTEAD CLOSE ST4 8UX | Detached | £251,000 | 7 Jan 2026 |
21, SHEPPARD STREET ST4 5AE | Terraced | £100,000 | 7 Jan 2026 |
8, MEADOWSIDE ST4 8SS | Detached | £296,000 | 7 Jan 2026 |
10, NEVILLE STREET ST4 5BW | Terraced | £118,000 | 6 Jan 2026 |
The most recent recorded sale in ST4 was a flat/maisonette property on Penstock Drive for £86,000 in January 2026. Across the last 20 sales, the median price was £130,000.