Key indicators for buyers
The ST1 market looks favourable for buyers. Prices have softened (-6.9%), which could present a buying opportunity. Rising rents (£701/mo, +7.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Stoke-on-Trent area
A home in Stoke-on-Trent costs 4.4x the local median salary — relatively affordable, improving from a peak of 4.8x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Stoke-on-Trent area
Average monthly rent in Stoke-on-Trent is £701, up 7.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Stoke-on-Trent price of £121,208 with a 25% deposit (£30k), a 2-year fixed mortgage at 3.97% costs around £478 per month.
Monthly cost comparison based on current data
Uses ST1 avg. price with Stoke-on-Trent rental data
Monthly mortgage payments (£478) are £223 less than renting (£701). However, buying requires an upfront deposit of £30k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
73, WINIFRED STREET ST1 5DN | Terraced | £80,000 | 30 Jan 2026 |
43, BALFOUR STREET ST1 3QN | Terraced | £90,000 | 16 Jan 2026 |
429, VICTORIA ROAD ST1 3JF | Terraced | £134,000 | 16 Jan 2026 |
16, SMALLWOOD GROVE ST1 6UQ | Detached | £170,000 | 16 Jan 2026 |
10, WARWICK STREET ST1 4JX | Terraced | £120,000 | 16 Jan 2026 |
551, LEEK ROAD ST1 3ER | Terraced | £81,500 | 15 Jan 2026 |
22, COTESHEATH STREET ST1 3JD | Semi-detached | £120,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in ST1 sold for £121,208 in 2026, with a median of £116,500 across 12 transactions. Prices fell 6.9% compared to the previous year.
| 12 Jan 2026 |
10, KIMBERLEY ROAD ST1 4BZ | Terraced | £76,000 | 9 Jan 2026 |
74, BIRCHES HEAD ROAD ST1 6LQ | Terraced | £150,000 | 8 Jan 2026 |
36, KINGSTON AVENUE ST1 6HG | Semi-detached | £210,000 | 6 Jan 2026 |
12, HAZELHURST STREET ST1 3HF | Terraced | £110,000 | 6 Jan 2026 |
11, STEDMAN STREET ST1 2LR | Terraced | £113,000 | 5 Jan 2026 |
54, MARSH STREET SOUTH ST1 1JD | Terraced | £92,000 | 22 Dec 2025 |
1, ROSEVEAN CLOSE ST1 5QU | Terraced | £135,000 | 19 Dec 2025 |
12 - 14, PERCY STREET ST1 1NE | Semi-detached | £138,750 | 19 Dec 2025 |
91, CAMPBELL TERRACE ST1 6LR | Terraced | £115,000 | 19 Dec 2025 |
27, BUXTON STREET ST1 6BW | Terraced | £135,000 | 18 Dec 2025 |
10, KELBROOK GROVE ST1 3RG | Terraced | £140,000 | 18 Dec 2025 |
1030, LEEK ROAD ST1 6AT | Flat/Maisonette | £75,000 | 18 Dec 2025 |
23A, BIRCH TERRACE ST1 3JN | Terraced | £160,000 | 16 Dec 2025 |
The most recent recorded sale in ST1 was a terraced property on Winifred Street for £80,000 in January 2026. Across the last 20 sales, the median price was £120,000.