Key indicators for buyers
The SG1 market is moderately favourable for buyers. Prices are rising at 6.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.4x in 2024 to 7.4x today. Rising rents (£1,412/mo, +5.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Stevenage area
A home in Stevenage costs 7.4x the local median salary — moderate, improving from a peak of 8.4x in 2024.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Stevenage area
Average monthly rent in Stevenage is £1,412, up 5.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Stevenage price of £394,545 with a 25% deposit (£99k), a 2-year fixed mortgage at 3.97% costs around £1,557 per month.
Monthly cost comparison based on current data
Uses SG1 avg. price with Stevenage rental data
Monthly mortgage payments (£1,557) are £145 more than renting (£1,412). However, buying requires an upfront deposit of £99k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
478, GRACE WAY SG1 5AU | Terraced | £375,000 | 23 Jan 2026 |
14, FRESSON ROAD SG1 3QU | Terraced | £390,000 | 23 Jan 2026 |
59, COLWYN CLOSE SG1 2AW | Terraced | £345,000 | 23 Jan 2026 |
22, ALLEYNS ROAD SG1 3PP | Detached | £640,000 | 13 Jan 2026 |
210, JESSOP ROAD SG1 5LZ | Terraced | £375,000 | 9 Jan 2026 |
215, CANTERBURY WAY SG1 4LG | Terraced | £275,000 | 9 Jan 2026 |
6, THE MEWS SG1 4FJ | Terraced | £360,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SG1 sold for £394,545 in 2026, with a median of £375,000 across 11 transactions. Prices rose 6.3% compared to the previous year.
| 9 Jan 2026 |
85, BRICK KILN ROAD SG1 2NH | Semi-detached | £467,500 | 9 Jan 2026 |
22, WHITEHORSE LANE SG1 6NJ | Semi-detached | £400,000 | 9 Jan 2026 |
137, VARDON ROAD SG1 5PX | Terraced | £332,500 | 7 Jan 2026 |
81, WHOMERLEY ROAD SG1 1SS | Terraced | £380,000 | 7 Jan 2026 |
48, DONCASTER CLOSE SG1 5RY | Semi-detached | £292,500 | 19 Dec 2025 |
83, WHOMERLEY ROAD SG1 1SS | Terraced | £400,000 | 19 Dec 2025 |
2, COTSWOLD DRIVE SG1 6GT | Terraced | £330,000 | 19 Dec 2025 |
24, MINEHEAD WAY SG1 2HU | Terraced | £365,000 | 19 Dec 2025 |
12, LARKINSON SG1 3HP | Flat/Maisonette | £198,000 | 18 Dec 2025 |
480, VARDON ROAD SG1 5BJ | Terraced | £280,000 | 18 Dec 2025 |
DRIFTWAY, RECTORY LANE SG1 4BX | Detached | £700,000 | 18 Dec 2025 |
190, ARCHER ROAD SG1 5HJ | Terraced | £395,000 | 18 Dec 2025 |
1, DUNWICH FARM SG1 2JX | Detached | £660,000 | 17 Dec 2025 |
The most recent recorded sale in SG1 was a terraced property on Grace Way for £375,000 in January 2026. Across the last 20 sales, the median price was £375,000.