Key indicators for buyers
The St Helens market looks favourable for buyers. Prices are rising at 7.8%, which may favour acting sooner rather than later. Rising rents (£770/mo, +4.6%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in St Helens costs 5.7x the local median salary — moderate, improving from a peak of 5.9x in 2007.
Average monthly rent · ONS Private Rental Index
Average monthly rent in St Helens is £770, up 4.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average St Helens price of £183,271 with a 25% deposit (£46k), a 2-year fixed mortgage at 3.97% costs around £723 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£723) are £47 less than renting (£770). However, buying requires an upfront deposit of £46k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
183, NEW STREET, SUTTON WA9 3UT | Terraced | £120,000 | 29 Jan 2026 |
27, CHARNWOOD STREET WA9 2DJ | Terraced | £95,000 | 26 Jan 2026 |
80, HERBERT STREET WA9 3LF | Terraced | £126,100 | 23 Jan 2026 |
7, MORGAN STREET WA9 1PE | Terraced | £80,000 | 23 Jan 2026 |
15, LOUGHRIGG AVENUE WA11 7AP | Semi-detached | £101,000 | 23 Jan 2026 |
4, PEACH GROVE, HAYDOCK WA11 0GB | Semi-detached | £190,000 | 22 Jan 2026 |
106, MARKET STREET WA12 9BU | Terraced |
4postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in St Helens sells for £183,271, up 7.8% over the past year. Prices have grown from around £39k in the mid-1990s.
| £130,000 |
| 22 Jan 2026 |
113, CHURCH STREET WA10 1AJ | Other | £400,000 | 21 Jan 2026 |
180, GLADSTONE STREET WA10 4NW | Terraced | £101,000 | 21 Jan 2026 |
105, CHURCH STREET WA10 1AJ | Other | £400,000 | 21 Jan 2026 |
60, COLE AVENUE WA12 0EF | Detached | £257,500 | 21 Jan 2026 |
17, CYGNET GARDENS WA9 1SE | Flat/Maisonette | £80,000 | 20 Jan 2026 |
152, WEST END ROAD, HAYDOCK WA11 0AQ | Detached | £196,000 | 20 Jan 2026 |
18, LOTUS GARDENS WA9 4EB | Semi-detached | £220,000 | 19 Jan 2026 |
146, SPEAKMAN ROAD, DENTONS GREEN WA10 6TF | Terraced | £185,000 | 16 Jan 2026 |
1, RANMORE AVENUE, ASHTON IN MAKERFIELD WN4 0RQ | Semi-detached | £199,995 | 16 Jan 2026 |
3, HOPE STREET WA12 9RQ | Terraced | £125,000 | 16 Jan 2026 |
5, CONISTON GROVE WA11 9NH | Semi-detached | £240,000 | 16 Jan 2026 |
48, GRANGE VALLEY, HAYDOCK WA11 0TA | Semi-detached | £176,000 | 15 Jan 2026 |
11, NEWLOVE AVENUE WA10 4DS | Detached | £320,000 | 14 Jan 2026 |
The most recent recorded sale in St Helens was a terraced property on New Street for £120,000 in January 2026. Across the last 20 sales, the median price was £185,000.