Key indicators for buyers
The SE5 market presents a mixed picture for buyers. Prices are rising at 68.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 14.2x in 2017 to 10.8x today.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Southwark area
A home in Southwark costs 10.8x the local median salary — very stretched, improving from a peak of 14.2x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Southwark area
Average monthly rent in Southwark is £2,388, up 1.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Southwark price of £973,286 with a 25% deposit (£243k), a 2-year fixed mortgage at 3.97% costs around £3,841 per month.
Monthly cost comparison based on current data
Uses SE5 avg. price with Southwark rental data
Monthly mortgage payments (£3,841) are £1,453 more than renting (£2,388). However, buying requires an upfront deposit of £243k — it would take around 24 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 5, HILL HOUSE, 24, GROVE HILL ROAD SE5 8DG | Flat/Maisonette | £670,000 | 16 Jan 2026 |
11, CALAIS STREET SE5 9LP | Terraced | £1,575,000 | 15 Jan 2026 |
7, CHAMPION GROVE SE5 8BN | Semi-detached | £1,600,000 | 9 Jan 2026 |
211C, CAMBERWELL GROVE SE5 8JU | Flat/Maisonette | £810,000 | 9 Jan 2026 |
71, HARFIELD GARDENS SE5 8DB | Detached | £1,163,000 | 7 Jan 2026 |
FLAT 14, TRIANGLE COURT, 315, CAMBERWELL NEW ROAD SE5 0AT | Flat/Maisonette | £480,000 | 5 Jan 2026 |
FLAT 16, ARMENTS COURT, 392, ALBANY ROAD SE5 0DF |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SE5 sold for £973,286 in 2026, with a median of £810,000 across 7 transactions. Prices rose 68.3% compared to the previous year.
| Flat/Maisonette |
| £515,000 |
| 5 Jan 2026 |
FLAT A, 81, FLAXMAN ROAD SE5 9DN | Flat/Maisonette | £388,500 | 19 Dec 2025 |
32, CAMBRIA ROAD SE5 9AE | Terraced | £809,000 | 19 Dec 2025 |
FLAT A, 10, MORNA ROAD SE5 9NJ | Flat/Maisonette | £430,000 | 19 Dec 2025 |
8, CALDECOT ROAD SE5 9RL | Flat/Maisonette | £475,500 | 19 Dec 2025 |
APARTMENT 310, 1, CAMBERWELL PASSAGE SE5 0AU | Flat/Maisonette | £395,000 | 18 Dec 2025 |
89, MARY DATCHELOR CLOSE SE5 7DY | Flat/Maisonette | £472,276 | 18 Dec 2025 |
FLAT 11, BLOCK B, PEABODY ESTATE SE5 7BE | Flat/Maisonette | £395,000 | 17 Dec 2025 |
FLAT 9, ABERFELDY HOUSE, JOHN RUSKIN STREET SE5 0XQ | Flat/Maisonette | £295,000 | 17 Dec 2025 |
70D, BOLTON CRESCENT SE5 0SE | Flat/Maisonette | £380,000 | 17 Dec 2025 |
FLAT 3, MAYWARD HOUSE, PECKHAM ROAD SE5 7NA | Flat/Maisonette | £367,000 | 17 Dec 2025 |
FLAT 3, VOLTAIRE, SCEAUX GARDENS, CAMBERWELL SE5 7DD | Flat/Maisonette | £240,000 | 12 Dec 2025 |
FLAT 3, CEDARTREE COURT, 54, VALMAR ROAD SE5 9NH | Flat/Maisonette | £275,000 | 12 Dec 2025 |
FLAT 2, 52, BROMAR ROAD SE5 8DL | Flat/Maisonette | £362,000 | 12 Dec 2025 |
The most recent recorded sale in SE5 was a flat/maisonette property on Grove Hill Road for £670,000 in January 2026. Across the last 20 sales, the median price was £472,276.