Key indicators for buyers
The SS1 market is moderately favourable for buyers. Prices have softened (-17.9%), which could present a buying opportunity. Affordability has improved from a peak of 11.4x in 2022 to 10.7x today. Rising rents (£1,275/mo, +6.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Southend-on-Sea area
A home in Southend-on-Sea costs 10.7x the local median salary — very stretched, improving from a peak of 11.4x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Southend-on-Sea area
Average monthly rent in Southend-on-Sea is £1,275, up 6.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Southend-on-Sea price of £332,857 with a 25% deposit (£83k), a 2-year fixed mortgage at 3.97% costs around £1,314 per month.
Monthly cost comparison based on current data
Uses SS1 avg. price with Southend-on-Sea rental data
Monthly mortgage payments (£1,314) are £39 more than renting (£1,275). However, buying requires an upfront deposit of £83k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
81, ST AUGUSTINES AVENUE SS1 3JG | Detached | £687,500 | 22 Jan 2026 |
FLAT 36, AUDLEY COURT, 1, FORGE WAY SS1 2ZS | Flat/Maisonette | £195,000 | 20 Jan 2026 |
FLAT 34, LADY HAMILTON COURT, 50, BARNSTAPLE ROAD SS1 3QH | Flat/Maisonette | £220,000 | 19 Jan 2026 |
9A, LIFSTAN WAY SS1 2YA | Flat/Maisonette | £177,500 | 14 Jan 2026 |
10, PLAS NEWYDD CLOSE SS1 3AH | Flat/Maisonette | £245,000 | 9 Jan 2026 |
219, YORK ROAD SS1 2RU | Detached | £325,000 | 8 Jan 2026 |
34, CHELSWORTH CRESCENT SS1 3EF |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SS1 sold for £332,857 in 2026, with a median of £245,000 across 7 transactions. Prices fell 17.9% compared to the previous year.
| Detached |
| £480,000 |
| 5 Jan 2026 |
48, DAINES WAY SS1 3PQ | Detached | £1,000,000 | 19 Dec 2025 |
37, VICTORIA ROAD SS1 2AE | Terraced | £285,000 | 19 Dec 2025 |
57A, EASTERN ESPLANADE SS1 2ES | Flat/Maisonette | £225,000 | 19 Dec 2025 |
FLAT 1, 115, YORK ROAD SS1 2DL | Semi-detached | £475,000 | 19 Dec 2025 |
FLAT 5, HIGHBANKS, 155, SOUTHCHURCH AVENUE SS1 2HZ | Flat/Maisonette | £170,000 | 19 Dec 2025 |
81, HUNTINGDON ROAD SS1 2XW | Semi-detached | £525,000 | 19 Dec 2025 |
FLAT 28, LADY HAMILTON COURT, 50, BARNSTAPLE ROAD SS1 3QH | Flat/Maisonette | £230,000 | 19 Dec 2025 |
67, WYATTS DRIVE SS1 3DG | Semi-detached | £525,000 | 19 Dec 2025 |
31, ST JAMES AVENUE, THORPE BAY SS1 3LH | Detached | £765,000 | 18 Dec 2025 |
10, BURLESCOOMBE ROAD SS1 3QG | Semi-detached | £870,000 | 18 Dec 2025 |
84, MAPLIN WAY, THORPE BAY SS1 3NA | Detached | £505,000 | 17 Dec 2025 |
FLAT 2, 45, BURGES ROAD, THORPE BAY SS1 3AX | Flat/Maisonette | £325,000 | 17 Dec 2025 |
75B, WOODGRANGE DRIVE SS1 2SE | Flat/Maisonette | £145,000 | 15 Dec 2025 |
The most recent recorded sale in SS1 was a detached property on St Augustines Avenue for £687,500 in January 2026. Across the last 20 sales, the median price was £325,000.