Key indicators for buyers
The SS0 market presents a mixed picture for buyers. Prices are rising at 32.8%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.4x in 2022 to 10.7x today. Rising rents (£1,275/mo, +6.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Southend-on-Sea area
A home in Southend-on-Sea costs 10.7x the local median salary — very stretched, improving from a peak of 11.4x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Southend-on-Sea area
Average monthly rent in Southend-on-Sea is £1,275, up 6.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Southend-on-Sea price of £446,083 with a 25% deposit (£112k), a 2-year fixed mortgage at 3.97% costs around £1,760 per month.
Monthly cost comparison based on current data
Uses SS0 avg. price with Southend-on-Sea rental data
Monthly mortgage payments (£1,760) are £485 more than renting (£1,275). However, buying requires an upfront deposit of £112k — it would take around 16 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
32, PEMBURY ROAD SS0 8DS | Semi-detached | £605,000 | 22 Jan 2026 |
17, BURLEIGH COURT, STATION ROAD SS0 8HE | Flat/Maisonette | £125,000 | 21 Jan 2026 |
119, WESTBOURNE GROVE SS0 9TT | Terraced | £427,000 | 16 Jan 2026 |
91, HILDAVILLE DRIVE SS0 9RT | Terraced | £385,000 | 16 Jan 2026 |
85, CAVENDISH GARDENS SS0 9XP | Semi-detached | £366,000 | 14 Jan 2026 |
7, MIDHURST AVENUE SS0 0NP | Semi-detached | £525,000 | 12 Jan 2026 |
66, WINSFORD GARDENS SS0 0DP | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SS0 sold for £446,083 in 2026, with a median of £400,000 across 12 transactions. Prices rose 32.8% compared to the previous year.
| £600,000 |
| 9 Jan 2026 |
807, LONDON ROAD SS0 9SY | Other | £150,000 | 9 Jan 2026 |
24, FIRST AVENUE SS0 8HR | Detached | £1,190,000 | 9 Jan 2026 |
26A, FINCHLEY ROAD SS0 8AE | Flat/Maisonette | £415,000 | 7 Jan 2026 |
81, HAINAULT AVENUE SS0 9EZ | Semi-detached | £340,000 | 6 Jan 2026 |
44, HOLLAND ROAD SS0 7SG | Flat/Maisonette | £225,000 | 2 Jan 2026 |
505 - 507, LONDON ROAD SS0 9LJ | Terraced | £315,000 | 22 Dec 2025 |
17, LYMPSTONE CLOSE SS0 0JE | Detached | £392,500 | 19 Dec 2025 |
50, ROCHESTER DRIVE SS0 0NL | Detached | £470,000 | 19 Dec 2025 |
246, MENDIP CRESCENT SS0 0HE | Terraced | £342,000 | 19 Dec 2025 |
FLAT 38, PROSPECTS PLACE, 10, FAIRFAX DRIVE SS0 9FR | Flat/Maisonette | £285,000 | 19 Dec 2025 |
26A, FAIRMEAD AVENUE SS0 9RX | Terraced | £215,000 | 18 Dec 2025 |
256, HAMLET COURT ROAD SS0 7DE | Semi-detached | £325,000 | 18 Dec 2025 |
FLAT 4, CANTERBURY COURT, 44, AILSA ROAD SS0 8BL | Flat/Maisonette | £112,500 | 18 Dec 2025 |
The most recent recorded sale in SS0 was a semi-detached property on Pembury Road for £605,000 in January 2026. Across the last 20 sales, the median price was £366,000.