Key indicators for buyers
The SO14 market is moderately favourable for buyers. Prices have softened (-6.2%), which could present a buying opportunity. Affordability has improved from a peak of 7.5x in 2018 to 6.6x today. Rising rents (£1,243/mo, +3.8%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Southampton area
A home in Southampton costs 6.6x the local median salary — moderate, improving from a peak of 7.5x in 2018.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Southampton area
Average monthly rent in Southampton is £1,243, up 3.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Southampton price of £238,063 with a 25% deposit (£60k), a 2-year fixed mortgage at 3.97% costs around £939 per month.
Monthly cost comparison based on current data
Uses SO14 avg. price with Southampton rental data
Monthly mortgage payments (£939) are £304 less than renting (£1,243). However, buying requires an upfront deposit of £60k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
53, CAPTAINS PLACE SO14 3TE | Flat/Maisonette | £94,000 | 23 Jan 2026 |
59, MIDDLE STREET SO14 6HU | Terraced | £250,000 | 22 Jan 2026 |
51, EARLS ROAD SO14 6SG | Terraced | £180,000 | 16 Jan 2026 |
FLAT 55, TELEPHONE HOUSE, 70, HIGH STREET SO14 2NW | Flat/Maisonette | £137,500 | 14 Jan 2026 |
17, ANCASTA ROAD SO14 6SL | Detached | £350,000 | 9 Jan 2026 |
112, ALMA ROAD SO14 6UW | Detached | £375,000 | 9 Jan 2026 |
40, ROCKSTONE LANE SO14 6HZ | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SO14 sold for £238,063 in 2026, with a median of £244,000 across 8 transactions. Prices fell 6.2% compared to the previous year.
| £238,000 |
| 9 Jan 2026 |
28, CEDAR ROAD, PORTSWOOD SO14 6HL | Terraced | £280,000 | 9 Jan 2026 |
11, MOUNT PLEASANT ROAD SO14 0EF | Terraced | £230,000 | 22 Dec 2025 |
303, IMPERIAL APARTMENTS, SOUTH WESTERN HOUSE SO14 3AL | Flat/Maisonette | £200,000 | 19 Dec 2025 |
147, EARLS ROAD SO14 6TZ | Terraced | £160,000 | 19 Dec 2025 |
147, EARLS ROAD SO14 6TZ | Flat/Maisonette | £160,000 | 19 Dec 2025 |
FLAT 1, 49, BEVOIS VALLEY ROAD SO14 0TD | Flat/Maisonette | £145,000 | 19 Dec 2025 |
85, AVENUE ROAD SO14 6TW | Detached | £360,000 | 15 Dec 2025 |
127 - 129, LODGE ROAD SO14 6QT | Other | £415,000 | 12 Dec 2025 |
FLAT 32, GUILDHALL APARTMENTS, 10, PARK WALK SO14 7BL | Flat/Maisonette | £275,000 | 12 Dec 2025 |
3, JESSIE TERRACE SO14 3EF | Terraced | £300,000 | 12 Dec 2025 |
10, CHANTRY HOUSE, ALBERT ROAD NORTH SO14 5BU | Flat/Maisonette | £175,000 | 12 Dec 2025 |
16, ELM QUAY, THOMAS BLAKE AVENUE SO14 5DL | Flat/Maisonette | £290,000 | 12 Dec 2025 |
14, ATLANTIC CLOSE, OCEAN VILLAGE SO14 3TA | Flat/Maisonette | £190,000 | 12 Dec 2025 |
The most recent recorded sale in SO14 was a flat/maisonette property on Captains Place for £94,000 in January 2026. Across the last 20 sales, the median price was £238,000.