Key indicators for buyers
The NG32 market is moderately favourable for buyers. Prices have softened (-8.6%), which could present a buying opportunity. Affordability has improved from a peak of 9.1x in 2021 to 7.8x today.
Yearly averages · HM Land Registry Price Paid Data
2025averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider South Kesteven area
A home in South Kesteven costs 7.8x the local median salary — moderate, improving from a peak of 9.1x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider South Kesteven area
Average monthly rent in South Kesteven is £832, up 0.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average South Kesteven price of £384,165 with a 25% deposit (£96k), a 2-year fixed mortgage at 3.97% costs around £1,516 per month.
Monthly cost comparison based on current data
Uses NG32 avg. price with South Kesteven rental data
Monthly mortgage payments (£1,516) are £684 more than renting (£832). However, buying requires an upfront deposit of £96k — it would take around 35 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
PINFOLD COTTAGE, PINFOLD LANE, MARSTON NG32 2HR | Detached | £619,000 | 19 Dec 2025 |
32, HEDGEFIELD ROAD, BARROWBY NG32 1TA | Detached | £253,000 | 19 Dec 2025 |
16, MILLFIELD CRESCENT, CAYTHORPE NG32 3HG | Detached | £361,000 | 19 Dec 2025 |
ROSE COTTAGE, MAIN STREET, HOUGHAM NG32 2JD | Detached | £700,000 | 19 Dec 2025 |
12, WILLIAMS CLOSE, ANCASTER NG32 3FJ | Terraced | £165,000 | 18 Dec 2025 |
SPRINGFIELD COTTAGE, MAIN STREET, WELBY NG32 3LT | Semi-detached | £460,000 | 17 Dec 2025 |
4, HUNT COTTAGES, SEDGEBROOK ROAD, WOOLSTHORPE |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in NG32 sold for £384,165 in 2025, with a median of £335,000 across 148 transactions. Prices fell 8.6% compared to the previous year.
| Terraced |
| £290,000 |
| 17 Dec 2025 |
4, HILLSIDE, ANCASTER NG32 3PX | Semi-detached | £147,500 | 16 Dec 2025 |
4, KINGS HILL, CAYTHORPE NG32 3DJ | Detached | £365,000 | 1 Dec 2025 |
KADUNA, WATERLOO ROAD, CAYTHORPE NG32 3DX | Detached | £360,000 | 21 Nov 2025 |
23, OLD LINCOLN ROAD, CAYTHORPE NG32 3DF | Detached | £385,000 | 17 Nov 2025 |
25, MINERVA CLOSE, ANCASTER NG32 3LJ | Semi-detached | £157,000 | 14 Nov 2025 |
HILL HOUSE, MAIN STREET, HONINGTON NG32 2PG | Detached | £585,000 | 14 Nov 2025 |
20, MINERVA CLOSE, ANCASTER NG32 3LJ | Terraced | £464,000 | 6 Nov 2025 |
10, SWINE HILL, HARLAXTON NG32 1HP | Detached | £560,000 | 4 Nov 2025 |
SWALLOWFIELD HOUSE, 38, HOUGH ROAD, FRIESTON NG32 3BY | Other | £750,000 | 29 Oct 2025 |
5, RICHMOND CLOSE, CAYTHORPE NG32 3FB | Detached | £355,000 | 29 Oct 2025 |
15, MILLFIELD CRESCENT, CAYTHORPE NG32 3HG | Detached | £375,000 | 24 Oct 2025 |
12, CHARLES AVENUE, ANCASTER NG32 3QH | Semi-detached | £200,000 | 24 Oct 2025 |
20, ST MARTINS WAY, ANCASTER NG32 3RA | Detached | £262,000 | 23 Oct 2025 |
The most recent recorded sale in NG32 was a detached property on Pinfold Lane for £619,000 in December 2025. Across the last 20 sales, the median price was £365,000.