Key indicators for buyers
The PE12 market is moderately favourable for buyers. Prices are rising at 16.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.5x in 2021 to 7.8x today. Rising rents (£757/mo, +4.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider South Holland area
A home in South Holland costs 7.8x the local median salary — moderate, improving from a peak of 8.5x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider South Holland area
Average monthly rent in South Holland is £757, up 4.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average South Holland price of £297,286 with a 25% deposit (£74k), a 2-year fixed mortgage at 3.97% costs around £1,173 per month.
Monthly cost comparison based on current data
Uses PE12 avg. price with South Holland rental data
Monthly mortgage payments (£1,173) are £416 more than renting (£757). However, buying requires an upfront deposit of £74k — it would take around 22 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
52, CHESTNUT AVENUE, HOLBEACH PE12 7NF | Detached | £100,000 | 30 Jan 2026 |
45, ROMAN ROAD, MOULTON CHAPEL PE12 0XQ | Detached | £240,000 | 23 Jan 2026 |
2, FISHERGATE, SUTTON ST JAMES PE12 0EN | Detached | £420,000 | 23 Jan 2026 |
5, PLATFORM DRIVE, LONG SUTTON PE12 9FB | Semi-detached | £230,000 | 23 Jan 2026 |
4, FAKENHAM CHASE, HOLBEACH PE12 7QU | Detached | £390,000 | 23 Jan 2026 |
THE LAWNS, 74, FLEET ROAD, FLEET PE12 8LD | Detached | £700,000 | 16 Jan 2026 |
14, RUSSELL DRIVE, COWBIT PE12 6XH |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in PE12 sold for £297,286 in 2026, with a median of £261,500 across 14 transactions. Prices rose 16.3% compared to the previous year.
| Detached |
| £357,000 |
| 16 Jan 2026 |
3, NEW COTTAGES, HURN BANK, HOLBEACH HURN PE12 8JQ | Semi-detached | £70,000 | 12 Jan 2026 |
19, WIMBERLEY CLOSE, WESTON PE12 6WA | Detached | £365,000 | 9 Jan 2026 |
27, LANGWITH DRIVE, HOLBEACH PE12 7HQ | Detached | £275,000 | 9 Jan 2026 |
DUNROMIN, PARK ROAD, HOLBEACH PE12 7EE | Detached | £248,000 | 9 Jan 2026 |
11, MEADOW WALK, COWBIT PE12 6FN | Semi-detached | £220,000 | 9 Jan 2026 |
RED PINS, CHURCH GATE, GEDNEY PE12 0BZ | Detached | £172,000 | 7 Jan 2026 |
53, WRIGHTS LANE, SUTTON BRIDGE PE12 9RH | Detached | £375,000 | 7 Jan 2026 |
46, BELL LANE, MOULTON PE12 6PH | Detached | £278,000 | 22 Dec 2025 |
THE ORCHARDS, BROADGATE, SUTTON ST JAMES PE12 0EL | Detached | £99,985 | 22 Dec 2025 |
APPLESHAM, 45, SEAS END ROAD, MOULTON SEAS END PE12 6LD | Detached | £255,000 | 19 Dec 2025 |
HOMEFIELD VILLA, ST MARKS ROAD, HOLBEACH ST MARKS PE12 8DZ | Detached | £323,565 | 19 Dec 2025 |
2, SPINNEY CLOSE, HOLBEACH PE12 7FF | Detached | £338,000 | 19 Dec 2025 |
2, MULBERRY DROVE, HOLBEACH PE12 7RY | Semi-detached | £176,500 | 19 Dec 2025 |
The most recent recorded sale in PE12 was a detached property on Chestnut Avenue for £100,000 in January 2026. Across the last 20 sales, the median price was £275,000.