Key indicators for buyers
The DE65 market is moderately favourable for buyers. Prices are rising at 8.0%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.8x in 2021 to 6.5x today. Rising rents (£869/mo, +4.8%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider South Derbyshire area
A home in South Derbyshire costs 6.5x the local median salary — moderate, improving from a peak of 7.8x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider South Derbyshire area
Average monthly rent in South Derbyshire is £869, up 4.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average South Derbyshire price of £342,211 with a 25% deposit (£86k), a 2-year fixed mortgage at 3.97% costs around £1,350 per month.
Monthly cost comparison based on current data
Uses DE65 avg. price with South Derbyshire rental data
Monthly mortgage payments (£1,350) are £481 more than renting (£869). However, buying requires an upfront deposit of £86k — it would take around 22 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
2, KENSINGTON DRIVE, HATTON DE65 5RU | Detached | £454,000 | 16 Jan 2026 |
1, MERCIA COURT, REPTON DE65 6FF | Flat/Maisonette | £80,000 | 13 Jan 2026 |
92, WELLAND ROAD, HILTON DE65 5NE | Semi-detached | £209,500 | 12 Jan 2026 |
23A, MERCIA DRIVE, WILLINGTON DE65 6DA | Detached | £305,000 | 9 Jan 2026 |
14, WOODHEAD WAY, HILTON DE65 5PD | Semi-detached | £245,000 | 9 Jan 2026 |
3, CALDER CLOSE, HILTON DE65 5HR | Detached | £430,000 | 9 Jan 2026 |
16, DEE CLOSE, HILTON DE65 5BQ | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in DE65 sold for £342,211 in 2026, with a median of £305,000 across 9 transactions. Prices rose 8.0% compared to the previous year.
| £230,000 |
| 8 Jan 2026 |
93, HILLSIDE, FINDERN DE65 6AW | Detached | £350,000 | 5 Jan 2026 |
ALPHA HOUSE, UTTOXETER ROAD, HILTON DE65 5GE | Other | £776,400 | 1 Jan 2026 |
31, COACH WAY, WILLINGTON DE65 6ES | Detached | £350,000 | 19 Dec 2025 |
46, SAXON GROVE, WILLINGTON DE65 6YD | Semi-detached | £323,500 | 19 Dec 2025 |
15, THE POTLOCKS, WILLINGTON DE65 6YA | Semi-detached | £175,000 | 18 Dec 2025 |
5, FALAISE WAY, HILTON DE65 5JT | Detached | £252,500 | 18 Dec 2025 |
5, BETHANY CLOSE, WILLINGTON DE65 6RN | Detached | £250,000 | 16 Dec 2025 |
2, GRANGE COURT, EGGINTON DE65 6HR | Terraced | £365,000 | 16 Dec 2025 |
31, LONGLANDS LANE, FINDERN DE65 6AH | Detached | £448,600 | 15 Dec 2025 |
13, AULTS CLOSE, FINDERN DE65 6QG | Semi-detached | £247,500 | 15 Dec 2025 |
21, HULL STREET, HILTON DE65 5BP | Semi-detached | £226,000 | 12 Dec 2025 |
70, FOSS ROAD, HILTON DE65 5BH | Terraced | £250,000 | 12 Dec 2025 |
29, KYLE ROAD, HILTON DE65 5JY | Semi-detached | £217,500 | 12 Dec 2025 |
The most recent recorded sale in DE65 was a detached property on Kensington Drive for £454,000 in January 2026. Across the last 20 sales, the median price was £252,500.