Key indicators for buyers
The L37 market is moderately favourable for buyers. Prices have softened (-3.7%), which could present a buying opportunity. Rising rents (£914/mo, +5.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Sefton area
A home in Sefton costs 7.0x the local median salary — moderate, improving from a peak of 7.1x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Sefton area
Average monthly rent in Sefton is £914, up 5.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sefton price of £396,938 with a 25% deposit (£99k), a 2-year fixed mortgage at 3.97% costs around £1,566 per month.
Monthly cost comparison based on current data
Uses L37 avg. price with Sefton rental data
Monthly mortgage payments (£1,566) are £652 more than renting (£914). However, buying requires an upfront deposit of £99k — it would take around 29 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
2, BROWS CLOSE, FORMBY L37 3QN | Flat/Maisonette | £220,000 | 26 Jan 2026 |
5, FOXHILL CLOSE, FORMBY L37 2LQ | Detached | £575,000 | 23 Jan 2026 |
21A, RYEGROUND LANE, FORMBY L37 7EG | Detached | £632,500 | 22 Jan 2026 |
4A, EDINBURGH ROAD, FORMBY L37 6EP | Terraced | £112,000 | 12 Jan 2026 |
29, BUSHBYS LANE, FORMBY L37 2DX | Detached | £635,000 | 9 Jan 2026 |
56, NEW ROAD, FORMBY L37 7EF | Terraced | £208,000 | 7 Jan 2026 |
70, LIVERPOOL ROAD, FORMBY L37 6DA | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L37 sold for £396,938 in 2026, with a median of £396,500 across 8 transactions. Prices fell 3.7% compared to the previous year.
| £545,000 |
| 5 Jan 2026 |
24, DAVENHAM ROAD, FORMBY L37 3NS | Terraced | £248,000 | 5 Jan 2026 |
30, MAYFIELD AVENUE, FORMBY L37 2FN | Detached | £450,000 | 22 Dec 2025 |
18, GORSE WAY, FORMBY L37 1PB | Detached | £495,000 | 22 Dec 2025 |
11, HARINGTON GREEN, FORMBY L37 1PN | Semi-detached | £307,000 | 19 Dec 2025 |
81, HILLARY COURT, FRESHFIELD ROAD, FORMBY L37 3PS | Flat/Maisonette | £100,000 | 18 Dec 2025 |
30, GRABURN ROAD, FORMBY L37 3PB | Semi-detached | £351,300 | 18 Dec 2025 |
9, PAGE COURT, HALSALL LANE, FORMBY L37 3PY | Flat/Maisonette | £185,000 | 18 Dec 2025 |
59, ROYAL CRESCENT, FORMBY L37 6BA | Terraced | £220,000 | 17 Dec 2025 |
4, DUNES DRIVE, FORMBY L37 1PF | Detached | £660,000 | 15 Dec 2025 |
34, SOUTHPORT ROAD, FORMBY L37 7EW | Semi-detached | £345,000 | 12 Dec 2025 |
3, MEOLS CLOSE, FORMBY L37 4DJ | Detached | £350,000 | 12 Dec 2025 |
33, GARDNER ROAD, FORMBY L37 8DD | Semi-detached | £268,000 | 12 Dec 2025 |
15, HILLARY COURT, FRESHFIELD ROAD, FORMBY L37 3PS | Flat/Maisonette | £98,500 | 11 Dec 2025 |
The most recent recorded sale in L37 was a flat/maisonette property on Brows Close for £220,000 in January 2026. Across the last 20 sales, the median price was £345,000.