Key indicators for buyers
The L31 market is moderately favourable for buyers. Rising rents (£914/mo, +5.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Sefton area
A home in Sefton costs 7.0x the local median salary — moderate, improving from a peak of 7.1x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Sefton area
Average monthly rent in Sefton is £914, up 5.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sefton price of £267,227 with a 25% deposit (£67k), a 2-year fixed mortgage at 3.97% costs around £1,055 per month.
Monthly cost comparison based on current data
Uses L31 avg. price with Sefton rental data
Monthly mortgage payments (£1,055) are £141 more than renting (£914). However, buying requires an upfront deposit of £67k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
14, WESTOVER ROAD L31 7BT | Semi-detached | £235,000 | 23 Jan 2026 |
31, STATION ROAD, MELLING L31 1BN | Terraced | £235,000 | 23 Jan 2026 |
UNIT 4, 330, MOORHEY ROAD L31 5LR | Other | £35,000 | 21 Jan 2026 |
9, OAKHILL DRIVE, LYDIATE L31 2LE | Semi-detached | £210,000 | 16 Jan 2026 |
39, HUNT ROAD L31 6BN | Semi-detached | £212,500 | 12 Jan 2026 |
29, ARAGON CLOSE L31 9PU | Semi-detached | £255,000 | 9 Jan 2026 |
22, HILLARY CRESCENT L31 6BL | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L31 sold for £267,227 in 2026, with a median of £255,000 across 11 transactions. Prices rose 2.6% compared to the previous year.
| £276,000 |
| 9 Jan 2026 |
5, CHILTON CLOSE L31 6ER | Detached | £490,000 | 9 Jan 2026 |
6, KINGSLEY CLOSE, LYDIATE L31 4LA | Detached | £318,000 | 9 Jan 2026 |
2, STATION ROAD, LYDIATE L31 4EY | Semi-detached | £380,000 | 7 Jan 2026 |
29, PATTERDALE CRESCENT L31 9BH | Semi-detached | £293,000 | 5 Jan 2026 |
16, BIRCH CLOSE, MAGHULL L31 6AN | Flat/Maisonette | £90,000 | 19 Dec 2025 |
2, DEYES END L31 6DP | Semi-detached | £258,000 | 18 Dec 2025 |
11, BANKHOUSE DRIVE L31 8BF | Detached | £409,000 | 18 Dec 2025 |
6, HORNBY CHASE, MAGHULL L31 5PP | Detached | £295,000 | 18 Dec 2025 |
19, THE FIELDINGS L31 2PT | Flat/Maisonette | £120,000 | 18 Dec 2025 |
178, DODDS LANE L31 9AD | Semi-detached | £240,000 | 18 Dec 2025 |
140, SOUTHPORT ROAD, LYDIATE L31 2JR | Terraced | £216,000 | 17 Dec 2025 |
18, HUDSON ROAD, MAGHULL L31 5PA | Terraced | £210,000 | 17 Dec 2025 |
56, WINDERMERE DRIVE, MAGHULL L31 9BQ | Terraced | £303,000 | 15 Dec 2025 |
The most recent recorded sale in L31 was a semi-detached property on Westover Road for £235,000 in January 2026. Across the last 20 sales, the median price was £255,000.