Key indicators for buyers
The L22 market is moderately favourable for buyers. Rising rents (£914/mo, +5.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Sefton area
A home in Sefton costs 7.0x the local median salary — moderate, improving from a peak of 7.1x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Sefton area
Average monthly rent in Sefton is £914, up 5.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sefton price of £226,000 with a 25% deposit (£57k), a 2-year fixed mortgage at 3.97% costs around £892 per month.
Monthly cost comparison based on current data
Uses L22 avg. price with Sefton rental data
Monthly mortgage payments (£892) are £22 less than renting (£914). However, buying requires an upfront deposit of £57k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
16, CORONA ROAD, WATERLOO L22 0LW | Terraced | £224,500 | 15 Jan 2026 |
15, CEDAR GROVE, WATERLOO L22 2AE | Semi-detached | £220,000 | 6 Jan 2026 |
14, FERNDALE ROAD, WATERLOO L22 9QW | Terraced | £233,500 | 6 Jan 2026 |
22, HYDE ROAD L22 5NT | Terraced | £336,000 | 17 Dec 2025 |
49, SOMERVILLE ROAD L22 9QY | Terraced | £245,000 | 12 Dec 2025 |
130, BROOKLANDS AVENUE L22 3YA | Semi-detached | £225,000 | 11 Dec 2025 |
4, SANDHEYS GROVE L22 7RX | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L22 sold for £226,000 in 2026, with a median of £224,500 across 3 transactions. Prices fell 0.6% compared to the previous year.
| £232,000 |
| 11 Dec 2025 |
11, PICTON ROAD, WATERLOO L22 8QH | Terraced | £335,000 | 11 Dec 2025 |
22, BROOKFIELD AVENUE, WATERLOO L22 3YE | Semi-detached | £250,000 | 10 Dec 2025 |
18, CURZON ROAD L22 0NL | Terraced | £187,000 | 10 Dec 2025 |
FLAT 3, 5, WALMER ROAD L22 5NL | Flat/Maisonette | £125,000 | 10 Dec 2025 |
50, THORNDALE ROAD L22 9QR | Terraced | £262,500 | 8 Dec 2025 |
27, MARINE CRESCENT, WATERLOO L22 8QP | Semi-detached | £525,000 | 8 Dec 2025 |
34, ROSEBERY AVENUE, BRIGHTON LE SANDS L22 2BH | Semi-detached | £325,000 | 5 Dec 2025 |
9, THE CRESCENT, WATERLOO L22 3XH | Semi-detached | £388,000 | 4 Dec 2025 |
38, THORNDALE ROAD L22 9QR | Terraced | £306,000 | 3 Dec 2025 |
SHOP, 85, ST JOHNS ROAD, WATERLOO L22 9QD | Other | £25,000 | 3 Dec 2025 |
9, LULWORTH AVENUE L22 7RT | Terraced | £205,000 | 1 Dec 2025 |
24, BURDETT ROAD L22 7RD | Semi-detached | £276,000 | 28 Nov 2025 |
47, ROYTON ROAD L22 4RB | Semi-detached | £222,000 | 19 Nov 2025 |
The most recent recorded sale in L22 was a terraced property on Corona Road for £224,500 in January 2026. Across the last 20 sales, the median price was £245,000.